309 Low St, Bloomington, IL 61701 Property Records

McLean County property record for 309 Low St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,680 sqft · built 1905
Lot Size	0.174 acres (7,563 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2023)
Tax Bill	$2,533 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-351-004`

Property Details

APN / Parcel Number

Primary APN	`21-04-351-004`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	7,563 sqft (0.174 acres)
Lot Dimensions	132 ft deep x 100 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 LOW ST
City	BLOOMINGTON
State	IL
Zip	61701-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WP BOWLES SUB PT BLK 2 HINSAHWS GROVE ADD S50.6 LOT 7
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	WP BOWLES SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2009
Census Tract	1500

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 LOW ST, BLOOMINGTON, IL 61701-4952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 3, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 11, 2023	Public Action, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2023 · Amount on Record
Deed Sale	Jul 15, 2023 · Amount on Record
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	20239170
Record Updated	Jun 8, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 15, 2023
Property Address	309 LOW ST, BLOOMINGTON, IL 61701-4952
Document Number	202300009170
Instrument Date	Jul 6, 2023
Instrument	2023-00009170
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 E 53RD ST, CHICAGO, IL 60615-4573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LOW ST, BLOOMINGTON, IL 61701-4952

Mortgage

Document Number	202300009171
Date	Jul 15, 2023
Instrument	2023-00009171

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 3, 2023
Property Address	309 LOW ST, BLOOMINGTON, IL 61701-4952
Document Number	202300001683
Instrument Date	Jan 25, 2023
Instrument	2023-00001683
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 E 53RD ST # 193, 193, CHICAGO, IL 60615-4573

January 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MCLEAN IL
Recording Date	Jan 11, 2023
Property Address	309 LOW ST, BLOOMINGTON, IL 61701-4952
Document Number	202300000386
Instrument Date	Jan 3, 2023
Instrument	2023-00000386
Transaction Type	Foreclosure
Record Updated	Jan 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 W PACES FERRY RD NW # 517, 517, ATLANTA, GA 30327-2306

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,261 (+21.33%) Land $8,127 Building $33,134	$123,783 (+21.33%) Land $24,381 Building $99,402
2024	$2,533.00 (+8.25%)
2023	$2,340.00 (+13.81%)	$34,008 (+12.62%) Land $6,698 Building $27,310	$102,024 (+12.62%) Land $20,094 Building $81,930
2022	$2,056.00	$30,196 Land $5,947 Building $24,249	$90,588 Land $17,841 Building $72,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

Nearby Properties on Low St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures