Chatham County property record for 309 Lorch St, Savannah, GA 31401 · Last verified August 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 3 ba · 2,106 sqft · built 1900 |
| Lot Size | 0.052 acres (2,261 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,460 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0045-26-011 |
| Primary APN | 2-0045-26-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 702 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,261 sqft (0.052 acres) |
| Lot Dimensions | 100 ft deep x 23 ft wide |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 309 LORCH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31401-5563 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | E 7.6 FT OF LOT 5 W 16 FT OF 6 G ASTON WD |
| Legal Subdivision | HISTORIC |
| Legal Lot Number | 5 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11200 |
Source: Chatham County records · APN 2-0045-26-011
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 JAY ST, 17G, BROOKLYN, NY 11201-1574 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH |
| Feb 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2024 |
| Deed Sale | Aug 08, 2024 |
| Prior Sale | Feb 21, 2023 · Amount on Record |
| Deed Book / Page | 3449 / 540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 309 LORCH ST, SAVANNAH, GA 31401-5563 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 LORCH ST, SAVANNAH, GA 31401-5563 |
| Document Number | 0038210592 |
|---|---|
| Date | Nov 03, 2025 |
| Book Page | 0000003821/0000000592 |
| Name | BANKSOUTH |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Feb 16, 2023 |
| Property Address | 309 LORCH ST, SAVANNAH, GA 31401-5563 |
| Document Number | 0030280793 |
| Book / Page | 3028 / 793 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023-001399 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 JAY ST APT 17G, 17G, BROOKLYN, NY 11201-1574 |
| Document Number | 0030290001 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 0000003029/0000000001 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 01, 2020 |
Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,480 (+42.75%) Land $43,200 Building $280,280 | $808,700 (+42.75%) Land $108,000 Building $700,700 | |
| 2025 | $4,460.00 (-2.34%) | $226,600 (+44.92%) Land $54,000 Building $172,600 | $566,500 (+44.92%) Land $135,000 Building $431,500 |
| 2023 | $4,567.00 (-22.85%) | $156,360 (+9.34%) Land $54,000 Building $102,360 | $390,900 (+9.34%) Land $135,000 Building $255,900 |
| 2022 | $5,920.00 | $143,000 Land $54,000 Building $89,000 | $357,500 Land $135,000 Building $222,500 |
Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510112001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2024, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 743 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Delta Communications, AT&T, Seimitsu. Availability varies by address; speeds are provider-advertised maximums, not measured.
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