309 Locust Ter, Salisbury, MD 21801 Property Records

Wicomico County property record for 309 Locust Ter, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1934
Lot Size	0.103 acres (4,483 sqft)
Owner	Individual Name on Record
Last Sale	$217,500 (Nov 2024)
Tax Bill	$390 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-024677`

Property Details

APN / Parcel Number

Primary APN	`13-024677`
Alternative APN	`024677`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	984 sqft Total Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	4,483 sqft (0.103 acres)
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024677
Street Address	309 LOCUST TER
City	SALISBURY
State	MD
Zip	21801-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	4,483 SQ FT 309 LOCUST TERRACE CITY OF SALIS
Legal Subdivision	LOCUST TERRACE
Legal Lot Number	11
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Wicomico County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	309 LOCUST TER, SALISBURY, MD 21801-5306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 17, 2021	Deed, Transfer MID-ATLANTIC TITLE CONSULTANTS, MID ATLANTIC TITLE CONSULTAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Book / Page	5471 / 103
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	309 LOCUST TER, SALISBURY, MD 21801-5306
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 REDWOOD AVE, FREDERICK, MD 21701-6346

Mortgage

Document Number	0051160214
Date	Jun 21, 2022
Book Page	5116/214

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Mar 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 17, 2021
Property Address	309 LOCUST TER, SALISBURY, MD 21801-5306
Document Number	0048800174
Book / Page	4880 / 174
Map Reference	LB MSB 1746 FO 73
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	MID-ATLANTIC TITLE CONSULTANTS, MID ATLANTIC TITLE CONSULTAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LOCUST TER, SALISBURY, MD 21801-5306

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,567 (+34.53%)	$54,800 (+51.8%) Land $15,900 Building $38,900
2025	$390.00 (+8.33%)
2023	$360.00	$36,100 Land $12,600 Building $23,500	$36,100 Land $12,600 Building $23,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bloosurf, Simple Fiber.

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