309 Lawrence St, Marshall, MN 56258 Property Records

Lyon County property record for 309 Lawrence St, Marshall, MN 56258

Property Summary

Property Type	Single Family Home
Lot Size	0.151 acres (6,591 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (Jan 2026)
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-177024-0`

Property Details

APN / Parcel Number

Primary APN	`27-177024-0`

Exterior

Lot Area	6,591 sqft (0.151 acres)

Location & Zoning

Street Address	309 LAWRENCE ST
City	MARSHALL
State	MN
Zip	56258-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCHEPPERS FIRST ADDITION 01010001
Legal Subdivision	DESCHEPPERS FIRST ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	LYON MN
Township / Civil Division	MARSHALL
Census Block Group	2
Census Block	2000
Census Tract	360300

Owner

309 Lawrence St is owned and occupied by two individuals who bought it in January 2026.

Source: Lyon County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Jun 1, 2015	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 20, 2010	Warranty Deed, Transfer MERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Jun 1, 2015
Deed Document Number	202620888
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018475
Date	Oct 9, 2024
Instrument	18475

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2064

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jan 22, 2026
Property Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725
Document Number	0000020888
Instrument Date	Jan 19, 2026
Instrument	20888
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.25
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725

Mortgage

Document Number	0000020889
Date	Jan 22, 2026
Instrument	20889

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000020890
Date	Jan 22, 2026
Instrument	20890

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jun 1, 2015
Property Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725
Document Number	0000206390
Instrument Date	May 28, 2015
Instrument	206390
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$422.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725

Mortgage

Document Number	0000206391
Date	Jun 1, 2015
Instrument	206391

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2045

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Apr 20, 2010
Property Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725
Document Number	0000185739
Instrument Date	Apr 14, 2010
Instrument	185739
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 LAWRENCE ST, MARSHALL, MN 56258-1725

Mortgage

Document Number	0000185740
Date	Apr 20, 2010
Instrument	185740

Lender

Name	MERS
Address	OMAHA, NE 68154

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2040

Interest

Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 309 Lawrence St was $2,980.

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Marshall City
Unified School District	Marshall Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00	$197,900 (-7.82%) Land $13,800 Building $184,100	$197,900 (-7.82%) Land $13,800 Building $184,100
2025		$214,700 Land $13,800 Building $200,900	$214,700 Land $13,800 Building $200,900
2023	$2,422.00	$189,600 Land $13,800 Building $175,800	$189,600 Land $13,800 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Lawrence St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Marshall serves 13,890 people · EPA ID MN1420006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

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