309 Laurel Knob Rd, Todd, NC 28684 Property Records

Ashe County property record for 309 Laurel Knob Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	1,959 sqft · built 1971
Lot Size	11.2 acres (488,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2022)
Tax Bill	$2,416 (2026)
Deeds & Mortgages	Dec 2022 Sale & Construction Loan May 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04159-068`

Property Details

APN / Parcel Number

Primary APN	`04159-068`
Alternative APNs	`042944259799` `106406` `113523`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,959 sqft Heated Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2003
Architectural Style	Conventional
Lot Area	488,830 sqft (11.2 acres)

Location & Zoning

Account Number	113523
Old Parcel Number	04159068
Street Address	309 LAUREL KNOB RD
City	TODD
State	NC
Zip	28684-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11.222 AC (DB 548/1256)
Jurisdiction	ASHE NC
Township / Civil Division	ELK
Census Block Group	4
Census Block	4022
Census Tract	970701

Owner

Source: Ashe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7820 MASONBORO SOUND RD, WILMINGTON, NC 28409-2671
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Construction Mortgage TRUIST BANK
May 27, 2022	Commissioner's Deed, Foreclosure Foreclosure Auction
Oct 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20226528
Deed Book / Page	548 / 1256
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 13, 2022
Property Address	309 LAUREL KNOB RD, TODD, NC 28684-9464
Document Number	00548/1256
Book / Page	548 / 1256
Map Reference	MB 10 PG 929
Instrument Date	Dec 13, 2022
Instrument	6528
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 HEWED LOG GAP RD, FLEETWOOD, NC 28626-6314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7820 MASONBORO SOUND RD, WILMINGTON, NC 28409-2671

Mortgage

Document Number	00548/1260
Date	Dec 13, 2022
Book Page	548/1260
Instrument	6529

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.6%
Index	Other
Margin	3
Max Rate	12.6%

May 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ASHE NC
Recording Date	May 27, 2022
Property Address	309 LAUREL KNOB RD, TODD, NC 28684-9464
Document Number	000542/445
Book / Page	542 / 445
Instrument Date	May 26, 2022
Instrument	2924
Transaction Type	Foreclosure
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$146.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 LAUREL KNOB RD, TODD, NC 28684-9464
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 9, 2017
Property Address	309 LAUREL KNOB RD, TODD, NC 28684-9464
Document Number	00485/0082
Book / Page	0485 / 0082
Map Reference	PL 9 PG 121
Instrument Date	Oct 9, 2017
Instrument	04493
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6822 RAILROAD GRADE RD, TODD, NC 28684-9101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 LAUREL KNOB RD, TODD, NC 28684-9464

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,416.00	$452,500 (-) Land $117,200 Building $335,300	$452,500 (-) Land $117,200 Building $335,300
2025	$2,416.00 (+58.84%)	$452,500 (+52.87%) Land $117,200 Building $335,300	$452,500 (+52.87%) Land $117,200 Building $335,300
2023	$1,521.00	$296,000 Land $117,200 Building $178,800	$296,000 Land $117,200 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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