309 Lake St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 309 Lake St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,333 sqft · built 1930
Lot Size	0.146 acres (6,342 sqft)
Owner	2 Individual Names on File
Last Sale	$806,000 (May 2016)
Tax Bill	$14,249 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14521`

Property Details

APN / Parcel Number

Primary APN	`14521`
Alternative APN	`ARLI M:022.0 B:0002 L:0009.A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,333 sqft Living Area
Gross Area	4,614 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	6,342 sqft (0.146 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14521
Street Address	309 LAKE ST
City	ARLINGTON
State	MA
Zip	02474-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	ARLINGTON
Legal Block	2
Legal Lot Number	9.A
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	2
Census Block	2016
Census Tract	356703

Owner

309 Lake St is owned and occupied by two individuals who bought it in May 2016.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 LAKE ST, ARLINGTON, MA 02474-8280
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2016 · Amount on File
Deed Sale	May 20, 2016 · Amount on File
Prior Sale	Oct 31, 2007 · Amount on File
Deed Document Number	201679878
Deed Book / Page	67289 / 466
Transfer Doc	067289-466
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Recording Date	Aug 5, 2026
Property Address	309 LAKE ST, ARLINGTON, MA 02474-8280
Document Number	0000098286
Book / Page	85977 / 418
Instrument Date	Jul 24, 2026
Instrument	202698286
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LAKE ST, ARLINGTON, MA 02474-8280

Mortgage

Document Number	0000098286,
Date	Aug 5, 2026
Book Page	85977/418
Instrument	202698286

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 309 Lake St was $14,249, up 1.7% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,249.00 (+1.66%)	$1,335,400 (+2.6%) Land $571,100 Building $764,300	$1,555,124 (+28.56%)
2025	$14,017.00 (+7.7%)	$1,301,500 (+5.9%) Land $571,100 Building $730,400	$1,209,635 (+0.7%)
2024	$13,015.00 (+7.3%)	$1,229,000 (+13.59%) Land $543,700 Building $685,300	$1,201,180
2023	$12,129.00	$1,082,000 Land $455,800 Building $626,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Lake St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20