309 Ladson Ln, Huger, SC 29450 Property Records

Berkeley County property record for 309 Ladson Ln, Huger, SC 29450

Property Summary

Property Type	Single Family Home
Details	2,948 sqft · built 2024
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on Record
Tax Bill	$374 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`239-00-00-143`

Property Details

APN / Parcel Number

Primary APN	`239-00-00-143`
Alternative APN	`239-00-00-022`

Interior

Building Area	2,948 sqft Finished Area
1st Floor Area	2,948 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	91,040 sqft (2.09 acres)
Garage Area	552 sqft
Porch	Slab
Patio Area	100 sqft

Location & Zoning

Street Address	309 LADSON LN
City	HUGER
State	SC
Zip	29450-9816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	2.09 AC, 05/2022
Legal Subdivision	HUGER
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	2
Census Block	2002
Census Tract	20405

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 LADSON LN, HUGER, SC 29450-9816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2023	Deed of Trust, Mortgage · Construction Mortgage FBC MORTGAGE LLC
Dec 14, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 10, 2021
Transfer Doc	04082/0478
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Jun 9, 2026
Property Address	309 LADSON LN, HUGER, SC 29450-9816
Document Number	0000020693
Book / Page	5607 / 1
Instrument Date	Jun 2, 2026
Instrument	202620693
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LADSON LN, HUGER, SC 29450-9816

Mortgage

Document Number	0000020693,
Date	Jun 9, 2026
Book Page	5607/1
Instrument	202620693

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	309 LADSON LN, HUGER, SC 29450-9816
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LADSON LN, HUGER, SC 29450-9816

Mortgage

Document Number	04658/0519
Date	Sep 11, 2023
Book Page	4658/519
Instrument	2023027793

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 14, 2021
Property Address	309 LADSON LN, HUGER, SC 29450-9816
Document Number	04082/0478
Book / Page	4082 / 478
Instrument Date	Dec 10, 2021
Instrument	2021058505
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BOLIVAR ST, GOOSE CREEK, SC 29445-6170

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,545 (+2,399.97%) Land $60,145 Building $425,400	$519,000 (-) Land $93,600 Building $425,400
2025	$374.00 (-56%)	$19,422 (-6.45%) Land $2,406 Building $17,016	$519,000 (-) Land $93,600 Building $425,400
2024	$850.00 (+114.65%) Homeowner's exemption	$20,760 (+561.57%) Land $3,744 Building $17,016	$519,000 (+892.35%) Land $93,600 Building $425,400
2022	$396.00	$3,138 Land $3,138	$52,300 Land $52,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	17 (2008–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 6 claims Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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