309 L St, Bedford, IN 47421 Property Records

Lawrence County property record for 309 L St, Bedford, IN 47421

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1920
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on Record
Tax Bill$726 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN1100145400P65N

Property Details

APN / Parcel Number

Primary APN1100145400P65N
Alternative APNs
  • 47-06-11-346-015.000-010
  • 00575674180

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1972
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeCarport
Garage Area392 sqft
CarportCarport
Carport Area392 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00575674180
Street Address309 L ST
CityBEDFORD
StateIN
Zip47421-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTROUTS 2ND LOT 11 60 X 150
Legal Lot Number11
JurisdictionLAWRENCE IN
Township / Civil DivisionSHAWSWICK
Census Block Group3
Census Block3023
Census Tract951000

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 L ST, BEDFORD, IN 47421-1809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FLANAGAN STATE BANK
Mar 10, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2021
Deed SaleMar 10, 2021
Deed Document Number20211682
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE IN
Recording DateAug 1, 2022
Property Address309 L ST, BEDFORD, IN 47421-1809
Document Number2022005120
Instrument DateJul 27, 2022
Instrument2022005120
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIN

Mortgage

Document Number2022005121
DateAug 1, 2022
Instrument2022005121
Lender
NameFLANAGAN STATE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE IN
Recording DateMar 10, 2021
Property Address309 L ST, BEDFORD, IN 47421-1809
Document Number2021001682
Instrument DateMar 1, 2021
Instrument2021001682
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressIN

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBedford City
CountyLawrence County
County SubdivisionShawswick Township
Unified School DistrictNorth Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$726.00 (-3.07%) Homeowner's exemption$93,100 (+14.66%) Land $9,000 Building $84,100$93,100 (+14.66%) Land $9,000 Building $84,100
2024$749.00 (+16.67%)
2023$642.00 (+100.63%)$81,200 (+117.11%) Land $8,500 Building $72,700$81,200 (+117.11%) Land $8,500 Building $72,700
2022$320.00$37,400 Land $8,200 Building $29,200$37,400 Land $8,200 Building $29,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1992–2006)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD CITY UTILITIES
serves 14,000 people · EPA ID IN5247001
Water SourceSurface water
Last State InspectionJan 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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