309 Killarney Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 309 Killarney Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,343 sqft · built 1995
Lot Size	0.452 acres (19,673 sqft)
Owner	Individual Name on Record
Last Sale	$549,900 (Aug 2021)
Tax Bill	$7,292 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-3119-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-3119-9`
Alternative APNs	`09-1S-22-5019-000C-0020` `22S1095019000C0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,343 sqft Living Area
Gross Area	3,223 sqft
1st Floor Area	2,343 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	19,673 sqft (0.452 acres)
Garage Type	Attached
Garage Area	531 sqft
Porch	Florida Room
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 KILLARNEY RD
City	NICEVILLE
State	FL
Zip	32578-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY BAYOU EST UNIT 11-A LOT 2 BLK C
Legal Range	22W
Legal Township	01S
Legal Section	09
Legal Subdivision	ROCKY BAYOU EST
Legal Block	C
Legal Lot Number	2
Legal Unit	11-A
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2025
Census Tract	20900

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PSC 2 BOX 6098, APO, AE 09012-0061
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Jun 6, 2019	Deed of Trust, Mortgage · VA Mortgage FIDELITY BANK
Sep 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Document Number	20213476885
Deed Book / Page	3564 / 1722
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	0034193066
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2021
Property Address	309 KILLARNEY RD, NICEVILLE, FL 32578-7302
Document Number	0035641722
Book / Page	3564 / 1722
Map Reference	MB 14 PG 32
Instrument Date	Jul 29, 2021
Instrument	3476885
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,849.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 KILLARNEY RD, 309, NICEVILLE, FL 32578-7302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7787 ARUNDEL MILLS BLVD APT 613, 613, HANOVER, MD 21076-2227

Mortgage

Document Number	35641724
Date	Aug 3, 2021
Instrument	3564/1724

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	309 KILLARNEY RD, NICEVILLE, FL 32578-7302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034022799
Date	Jun 6, 2019
Book Page	3402/2799
Instrument	3282542

Lender

Name	FIDELITY BANK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 18, 2019
Property Address	309 KILLARNEY RD, NICEVILLE, FL 32578-7302
Document Number	0034193066
Book / Page	003419 / 003066
Instrument Date	Sep 11, 2019
Instrument	3305647
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 KILLARNEY RD NICEVILLE FL 325787302, NICEVILLE, FL 32578-7302

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,292.00 (+18.99%)	$531,176 (+5.31%) Land $111,423 Building $419,753	$531,176 (+2.27%) Land $111,423 Building $419,753
2023	$6,128.00 (+4.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$504,406 (+3%)	$519,365 (+6.05%) Land $98,324 Building $421,041
2022	$5,849.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$489,715 Land $93,642 Building $396,073	$489,715 Land $93,642 Building $396,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

Nearby Properties on Killarney Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures