309 Kernel Ct, North Chesterfield (Richmond), VA 23236 Property Records

Chesterfield County property record for 309 Kernel Ct, North Chesterfield, VA 23236

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,876 sqft · built 2011
Lot Size	33.7 acres (1,467,972 sqft)
Owner	Individual Name on File
Last Sale	$221,500 (May 2013)
Tax Bill	$3,976 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`744-69-91-83-400-082`

Property Details

APN / Parcel Number

Primary APN	`744-69-91-83-400-082`
Alternative APN	`353920001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,876 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,467,972 sqft (33.7 acres)
Lot Dimensions	14 ft deep x 33,699 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	122 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	353920001
Street Address	309 KERNEL CT
City	NORTH CHESTERFIELD
State	VA
Zip	23236-3578
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF - RES,
Legal Description	HARVEST GLEN COND PH 15 B BL32
Legal Subdivision	HARVEST GLEN CONDOMINIUMS
Legal Phase	15
Legal Block	32
Legal Lot Number	B
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3003
Census Tract	100931

Owner

309 Kernel Ct, a condominium, is owned by an individual who bought it in May 2013.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	309 KERNEL CT, 32B, NORTH CHESTERFIELD, VA 23236-3578
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2013 · Amount on File
Deed Sale	May 31, 2013 · Amount on File
Prior Sale	Jan 26, 2012 · Amount on File
Deed Book / Page	10212 / 658
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	309 KERNEL CT, NORTH CHESTERFIELD, VA 23236-3578
Document Number	12714629
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 KERNEL CT #32B NORTH CHESTERFIELD VA 232363578, 32B, NORTH CHESTERFIELD, VA 23236-3578

Mortgage

Document Number	12714629
Date	Apr 22, 2020
Book Page	012714/000629
Instrument	17792

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 309 Kernel Ct was $3,976.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,976.00	$446,000 (+3.03%) Land $80,000 Building $366,000	$446,000 (+3.03%) Land $80,000 Building $366,000
2025		$432,900 Land $73,000 Building $359,900	$432,900 Land $73,000 Building $359,900
2023	$3,427.00	$375,800 Land $64,000 Building $311,800	$375,800 Land $64,000 Building $311,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Kernel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Kernel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880