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309 Joy Ct, Bear, DE 19701 Property Records

New Castle County property record for 309 Joy Ct, Bear, DE 19701 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1996
Square Footage1,844 sqft Living Area
Lot Size38,768 sqft (0.89 acres)
OccupancyOwner Occupied
Last Sale$276,000 (2003)
Tax Bill$3,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-038.00-333

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,844 sqft Living Area
1st Floor1,020 sqft 1st Floor
Basement Area196 sqft Basement
Family RoomFamily Room
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area38,768 sqft (0.89 acres)
Depth X Width374 ft x 61 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected

Location & Zoning

Street Address309 JOY CT
CityBEAR
StateDE
Zip19701-3367
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionLUMS POND ESTS III
Legal Lot Number78
JurisdictionNEW CASTLE DE
Minor Civil DivisionGLASGOW
Census Blockgroup2
Census Block2016
Census Tract14809

Owner

Source: New Castle County records · APN 11-038.00-333

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address309 JOY CT, BEAR, DE 19701-3367
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 19, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Aug 11, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2003 · Amount on Record
Deed SaleNov 03, 2003 · Amount on Record
Deed Doc Number2003140285
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Recording DateJul 09, 2026
Property Address309 JOY CT, BEAR, DE 19701-3367
Document Number0000051980
Instrument DateJul 02, 2026
Instrument202651980
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 JOY CT, BEAR, DE 19701-3367

Mortgage

Document Number0000051980,
DateJul 09, 2026
Instrument202651980
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address309 JOY CT, BEAR, DE 19701-3367
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099995
DateOct 19, 2022
Instrument20221019-0099995
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address309 JOY CT, BEAR, DE 19701-3367
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093553
DateAug 11, 2021
Instrument20210811-0093553
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address26642
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,411.00 (+12.02%)$499,500 (+421.4%) Land $115,600 Building $383,900
2024$452,340
2023$3,045.00$95,800 Land $17,700 Building $78,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 19% of Delaware
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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