309 Holly St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 309 Holly St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 2006
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Feb 2013)
Tax Bill	$2,813 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2007 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`988312951316`

Property Details

APN / Parcel Number

Primary APN	`988312951316`
Alternative APN	`008198000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,872 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312951316
Street Address	309 HOLLY ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLK: U SEC: PL: 1 SL: 80
Legal Subdivision	KILL DEVIL BEACH EXTENDED
Legal Block	U
Legal Lot Number	5
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1052
Census Tract	970302

Owner

309 Holly St is owned and occupied by an individual who bought it in February 2013.

Source: Dare County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 13, 2007	Deed of Trust, Mortgage · ARM LUMINA MORTGAGE COMPANY INC
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Feb 7, 2013	Special Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN MORTGAGE LLC
Oct 2, 2012	Trustee's Deed, Foreclosure
May 2, 2005	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2013 · Amount on File
Deed Sale	Feb 7, 2013 · Amount on File
Prior Sale	Oct 2, 2012 · Amount on File
Deed Document Number	20136323234
Deed Book / Page	1920 / 429
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	001909/376
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002377/719
Date	May 20, 2020
Book Page	2377/719
Instrument	700078119

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001732/492
Date	Jun 13, 2007
Book Page	1732/492
Instrument	6222190

Lender

Name	LUMINA MORTGAGE COMPANY INC
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Jul 1, 2014
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	13.3%
Index	1-Year LIBOR
Max Rate	13.3%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 5, 2026
Property Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732
Document Number	0700159356
Book / Page	2848 / 339
Instrument Date	Apr 30, 2026
Instrument	2026700159356
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732

Mortgage

Document Number	0700159357,
Date	May 5, 2026
Instrument	2026700159357

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2013: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 7, 2013
Property Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732
Document Number	001920/429
Book / Page	1920 / 429
Map Reference	MB1 PG80
Instrument Date	Jan 30, 2013
Instrument	6323234
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount on Record
Tax	$3,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2375 N GLENVILLE DR, RICHARDSON, TX 75082-4470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 411, KITTY HAWK, NC 27949-0411

Mortgage

Document Number	0006323235
Date	Feb 7, 2013
Instrument	6323235

Lender

Name	NEW AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2043

October 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DARE NC
Recording Date	Oct 2, 2012
Property Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732
Document Number	001909/376
Book / Page	1909 / 376
Map Reference	MB1 PG80
Instrument Date	Sep 25, 2012
Instrument	6317465
Transaction Type	Foreclosure
Record Updated	May 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2375 N GLENVILLE DR # B, B, RICHARDSON, TX 75082-0192
Investor	Possibly a Property Investor

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 2, 2005
Property Address	309 HOLLY ST, KILL DEVIL HILLS, NC 27948-8732
Document Number	001628/189
Book / Page	1628 / 189
Map Reference	MB1 PG80
Instrument Date	Apr 26, 2005
Instrument	6167194
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 LASKIN RD, VIRGINIA BEACH, VA 23451-5278

Tax Assessment & Valuation

The 2026 property tax bill for 309 Holly St was $2,813.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,813.00	$517,900 (-) Land $174,800 Building $343,100	$517,900 Land $174,800 Building $343,100
2025	$2,813.00	$517,900 Land $174,800 Building $343,100
2023	$2,476.00	$327,800 Land $88,500 Building $239,300
2020			$517,900 Land $174,800 Building $343,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Holly St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Holly St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Ripple Fiber.

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