309 Heather Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 309 Heather Ridge Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2 ba · 1,129 sqft · built 1977
Lot Size	0.087 acres (3,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Apr 2023)
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-075555`

Property Details

APN / Parcel Number

Primary APN	`02-075555`
Alternative APNs	`2075555` `075555`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,780 sqft (0.087 acres)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	075555
Street Address	309 HEATHER RIDGE DR
City	FREDERICK
State	MD
Zip	21702-1403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LOT 7 BLK B PLAT 1 .08 ACRE ANTIETAM VILLAGE
Legal Subdivision	ANTIETAM VILLAGE
Legal Block	B
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19153 SAINT JOHNSBURY LN, GERMANTOWN, MD 20876-1639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage EMPIRE FINANCIAL SERVICES INC
Apr 19, 2023	Deed, Transfer · Conventional Mortgage EMPIRE FINANCIAL SERVICES INC
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
May 23, 2017	Quit Claim Deed, Transfer SERVICELINK
May 10, 2017	Deed of Trust, Mortgage · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Feb 16, 2006 · Amount on Record
Deed Book / Page	16407 / 138
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	0156610477
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	309 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19153 SAINT JOHNSBURY LN, GERMANTOWN, MD 20876-1639

Mortgage

Document Number	0166440383
Date	Oct 23, 2023
Book Page	16644/383

Lender

Name	EMPIRE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 19, 2023
Property Address	309 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Document Number	0164070138
Book / Page	16407 / 138
Map Reference	MB 14 FO 181
Instrument Date	Apr 12, 2023
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19153 SAINT JOHNSBURY LN, GERMANTOWN, MD 20876-1639

Mortgage

Document Number	0016407143
Date	Apr 19, 2023
Instrument	16407/143

Lender

Name	EMPIRE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 14, 2022
Property Address	309 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Document Number	0156610477
Book / Page	15661 / 477
Map Reference	MB 14 FO 181
Instrument Date	Jan 26, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 HEATHER RIDGE DR, FREDERICK, MD 21702-1403

Mortgage

Document Number	0015661482
Date	Jan 14, 2022
Instrument	15661/482

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	May 23, 2017
Property Address	309 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Document Number	0118320234
Book / Page	011832 / 000234
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HEATHER RIDGE DR FREDERICK MD 217021403, FREDERICK, MD 21702-1403

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	309 HEATHER RIDGE DR, FREDERICK, MD 21702-1403
Document Number	0118320243
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HEATHER RIDGE DR FREDERICK MD 217021403, FREDERICK, MD 21702-1403

Mortgage

Document Number	0118320243
Date	May 23, 2017
Book Page	011832/000243

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,400 (+8.04%)	$262,400 (+24.12%) Land $91,600 Building $170,800
2025	$3,946.00 (+10.07%)	$211,400 (+24.21%) Land $52,900 Building $158,500	$211,400 (-) Land $52,900 Building $158,500
2024	$3,585.00 (+13.92%)
2023	$3,147.00	$170,200	$211,400 Land $52,900 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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