Guadalupe County property record for 309 Half Hock, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,349 sqft · built 2015 |
| Lot Size | 0.424 acres (18,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,160 (Aug 2022) |
| Tax Bill | $5,953 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3932100200400000 |
| Primary APN | 1G3932100200400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,349 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 1,360 sqft |
| 2nd Floor Area | 989 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,476 sqft (0.424 acres) |
| Lot Dimensions | 150 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 161 sqft |
| Deck Area | 182 sqft |
| Patio Area | 88 sqft |
| Storage Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 HALF HOCK |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA UNIT #1 BLOCK 2 LOT 4 .4242 AC |
| Legal Subdivision | SARATOGA UNIT #1 |
| Legal Tract | 4 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 210713 |
309 Half Hock is owned and occupied by an individual who bought it in August 2022.
Source: Guadalupe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 HALF HOCK, CIBOLO, TX 78108-4397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Vendor's Lien, Transfer · Conventional Mortgage PILGRIM MORTGAGE LLC |
| Sep 2, 2021 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on File |
| Deed Sale | Aug 3, 2022 · Amount on File |
| Prior Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 202223969 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 0099030434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 3, 2022 |
| Property Address | 309 HALF HOCK, CIBOLO, TX 78108-4397 |
| Document Number | 0099023969 |
| Map Reference | VOL 8 PG 288-293 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 202299023969 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 HALF HOCK, CIBOLO, TX 78108-4397 |
| Document Number | 0099023970 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 202299023970 |
| Name | PILGRIM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 2, 2021 |
| Property Address | 309 HALF HOCK, CIBOLO, TX 78108-4397 |
| Document Number | 0099030434 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 202199030434 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 HALF HOCK, CIBOLO, TX 78108-4397 |
| Document Number | 0099030435 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 202199030435 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,206 (-9.6%) Land $76,575 Building $280,631 | $357,206 (-9.6%) Land $76,575 Building $280,631 | |
| 2025 | $395,142 Land $82,842 Building $312,300 | $395,142 Land $82,842 Building $312,300 | |
| 2024 | $5,953.00 (-8.06%) | ||
| 2023 | $6,475.00 (-21.48%) Homeowner's exemption | $395,000 Land $104,272 Building $290,728 | $395,000 Land $104,272 Building $290,728 |
| 2022 | $8,246.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Half Hock in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Half Hock is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, VTX Communications.
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