309 Hackberry Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 309 Hackberry Dr, Stephens City, VA 22655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,642 sqft · built 1986
Lot Size	0.2 acres (8,659 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Dec 2018)
Tax Bill	$1,474 (2026)
Deeds & Mortgages	Aug 2021 Refinance Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75G2-65`

Property Details

APN / Parcel Number

Primary APN	`75G2-65`
Alternative APN	`8028819`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	588 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,659 sqft (0.2 acres)
Porch	Porch
Porch Area	48 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8028819
Street Address	309 HACKBERRY DR
City	STEPHENS CITY
State	VA
Zip	22655-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	THE VILLAGE AT LAKESIDE S2 L65
Legal Subdivision	THE VILLAGE
Legal Lot Number	65
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2007
Census Tract	50807

Owner

Source: Frederick County records · APN 75G2-65

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 HACKBERRY DR, STEPHENS CITY, VA 22655-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Dec 18, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	May 03, 2016 · Amount on Record
Deed Document Number	201812523
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	309 HACKBERRY DR, STEPHENS CITY, VA 22655-2355
Transaction Type	Mortgage
Record Updated	Sep 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013778
Date	Aug 16, 2021
Instrument	210013778

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	309 HACKBERRY DR, STEPHENS CITY, VA 22655-2355
Document Number	0000001977
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 08, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HACKBERRY DR STEPHENS CITY VA 226552355, STEPHENS CITY, VA 22655-2355

Mortgage

Document Number	0000001977
Date	Feb 19, 2020
Instrument	1977

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Dec 18, 2018
Property Address	309 HACKBERRY DR, STEPHENS CITY, VA 22655-2355
Document Number	0000012523
Instrument Date	Dec 13, 2018
Instrument	12523
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	DIRECT TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HACKBERRY DR STEPHENS CITY VA 226552355, STEPHENS CITY, VA 22655-2355

Mortgage

Document Number	12524
Date	Dec 18, 2018
Instrument	12524

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,474.00 (+10.41%)	$278,060 Land $98,000 Building $180,060	$278,060 Land $98,000 Building $180,060
2025	$1,335.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Based on FCC filings for 339 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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