309 Garnet St, Collinsville, IL 62234 Property Records

Madison County property record for 309 Garnet St, Collinsville, IL 62234

Property Summary

Property Type	Single Family Home
Details	3 ba · 858 sqft · built 2022
Lot Size	0.153 acres (6,684 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Mar 2023)
Tax Bill	$5,747 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Mar 2023 Sale & Mortgage + 2 more
APN	`13-2-21-28-15-401-049`

Property Details

APN / Parcel Number

Primary APN	`13-2-21-28-15-401-049`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
Gross Area	690 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,684 sqft (0.153 acres)
Lot Dimensions	125 ft deep x 53.5 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	309 GARNET ST
City	COLLINSVILLE
State	IL
Zip	62234-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRONG AVENUE COTTAGES LOT 5 53.47 X 125 IRR
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	COLLINSVILLE
Census Block Group	2
Census Block	2013
Census Tract	403401

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 GARNET ST, COLLINSVILLE, IL 62234-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Mar 24, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BETTER MORTGAGE CORP
Mar 15, 2023	Quit Claim Deed, Transfer · Construction Mortgage FCB BANKS
Nov 12, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Mar 15, 2023
Deed Document Number	20237732
Prior Transfer Date	Jan 6, 2023
Prior Transfer Doc	0000006965
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	309 GARNET ST, COLLINSVILLE, IL 62234-3820
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007015
Date	Mar 16, 2023
Instrument	2023R07015

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 24, 2023
Property Address	309 GARNET ST, COLLINSVILLE, IL 62234-3820
Document Number	0000007732
Map Reference	PC 67 PG 84
Instrument Date	Mar 22, 2023
Instrument	2023R07732
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 94, TROY, IL 62294-0094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 GARNET ST, COLLINSVILLE, IL 62234-3820

Mortgage

Document Number	0000007733
Date	Mar 24, 2023
Instrument	2023R07733

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	4.63%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Mar 15, 2023
Property Address	309 GARNET ST, COLLINSVILLE, IL 62234-3820
Document Number	0000006965
Map Reference	PC 66 PG 136
Instrument Date	Jan 6, 2023
Instrument	2023R06965
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 94, TROY, IL 62294-0094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 94, TROY, IL 62294-0094

Mortgage

Document Number	0000006966
Date	Mar 15, 2023
Instrument	2023R06966

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Nov 12, 2021
Property Address	309 GARNET ST, COLLINSVILLE, IL 62234-3820
Document Number	0000047067
Map Reference	PC 67 PG 84
Instrument Date	Oct 28, 2021
Instrument	2021R47067
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 94, TROY, IL 62294-0094

Mortgage

Document Number	0000047068
Date	Nov 12, 2021
Instrument	2021R47068

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Collinsville Township
Municipality	Collinsville City
Unified School District	Collinsville Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,747.00 (+6.7%)	$97,780 Land $7,800 Building $89,980	$293,340 Land $23,400 Building $269,940
2024	$5,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINSVILLE serves 30,616 people · EPA ID IL1194280
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Garnet St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures