Hancock County property record for 309 Garfield Ave, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,568 sqft · built 1946 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Oct 2019) |
| Tax Bill | $1,500 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-073-12-015.000 |
| Primary APN | 1011-073-12-015.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Stone |
| Construction Type | Brick |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 106 ft deep x 50 ft wide |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 12 sqft |
| Patio Area | 220 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 GARFIELD AVE |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-4631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLS ADD LOT 2690 N1/2 |
| Legal Subdivision | MILLS ADD |
| Legal Lot Number | 2690 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 500 |
309 Garfield Ave is owned and occupied by two individuals who bought it in October 2019.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 GARFIELD AVE, FINDLAY, OH 45840-4631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on File |
| Deed Sale | Oct 8, 2019 · Amount on File |
| Prior Sale | Jun 20, 1996 · Amount on File |
| Deed Document Number | 20198725 |
| Deed Book / Page | 2562 / 543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Oct 8, 2019 |
| Property Address | 309 GARFIELD AVE, FINDLAY, OH 45840-4631 |
| Document Number | 02562/0543 |
| Book / Page | 2562 / 0543 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 201900008725 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 309 GARFIELD AVE, FINDLAY, OH 45840-4631 |
| Document Number | 201900008726 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 201900008726 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 309 Garfield Ave was $1,500 with a homeowner's exemption.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 | $48,950 Land $3,800 Building $45,150 | $139,850 Land $10,850 Building $129,000 |
| 2023 | $1,609.00 Homeowner's exemption | $45,250 Land $3,520 Building $41,730 | |
| 2022 | $129,290 Land $10,050 Building $119,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Amplex Wireless, MetaLINK Technologies.
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