Schenectady County and Schenectady City property record for 309 Furman St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,232 sqft · built 1910 |
| Lot Size | 0.13 acres (5,684 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2025) |
| Tax Bill | $5,193 (2026) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.44-1-43 |
| Primary APN | 421500 49.44-1-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Total Area |
| 1st Floor Area | 1,116 sqft |
| 2nd Floor Area | 1,116 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,684 sqft (0.13 acres) |
| Lot Dimensions | 175 ft deep x 32.3 ft wide |
| Porch | Slab |
| Porch Area | 452 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 FURMAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 20700 |
309 Furman St, a duplex, is owned by an individual who bought it in September 2025.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2634 UNIVERSITY AVE, BRONX, NY 10468-4154 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Prior Sale | May 2, 2003 · Amount on File |
| Deed Document Number | 202521909 |
| Deed Book / Page | 2156 / 713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 15, 2025 |
| Property Address | 309 FURMAN ST, SCHENECTADY, NY 12304-1117 |
| Document Number | 0000021909 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 202521909 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8828 173RD ST, JAMAICA, NY 11432-4663 |
| Name | Verified Name |
|---|---|
| Address | 2634 UFLIVERSITY AVENUE, BRONX, NY 10468 |
The 2026 property tax bill for 309 Furman St was $5,193, up 3.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,193.00 (+3.8%) | ||
| 2025 | $5,003.00 | $79,100 (-) Land $11,900 Building $67,200 | $130,982 (+13.35%) Land $19,705 Building $111,277 |
| 2024 | $79,100 (-) Land $11,900 Building $67,200 | $115,559 (+15.41%) Land $17,385 Building $98,174 | |
| 2023 | $79,100 (-) Land $11,900 Building $67,200 | $100,127 (+3.8%) Land $15,063 Building $85,064 | |
| 2022 | $79,100 Land $11,900 Building $67,200 | $96,463 Land $14,512 Building $81,951 | |
| 2021 | $4,610.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Furman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 Furman St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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