Olmsted County property record for 309 Frontier Rd SW, Byron, MN 55920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1965 |
| Lot Size | 1.79 acres (78,016 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,000 (Sep 2025) |
| Tax Bill | $2,750 (2026) |
| Deeds & Mortgages | Apr 2007 Mortgage Feb 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75.32.34.080307 |
| Primary APN | 75.32.34.080307 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 1,336 sqft |
| Unfinished Basement | 1,336 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 78,016 sqft (1.79 acres) |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 308 sqft |
| Lean-To | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 309 FRONTIER RD SW |
|---|---|
| City | BYRON |
| State | MN |
| Zip | 55920-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-107 RANGE-015 1.80 AC THE W 357FT E 692FT S 220FT SE14 SW14 SEC 32-107-15 |
| Legal Range | 15 |
| Legal Township | 107 |
| Legal Section | 32 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | KALMAR |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 1800 |
Source: Olmsted County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Feb 20, 2013 | Deed of Trust, Mortgage FIRST SECURITY BANK |
| Jun 9, 2014 | Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC |
| Sep 18, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 18, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK |
| Sep 18, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Deed Document Number | 20251631724 |
| Prior Transfer Date | Aug 22, 2025 |
| Prior Transfer Doc | 00A1631726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00A1131875 |
|---|---|
| Date | Apr 18, 2007 |
| Instrument | A-1131875 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BYRON, MN 55920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00A1313541 |
|---|---|
| Date | Feb 20, 2013 |
| Instrument | A-1313541 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BYRON, MN 55920 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 15, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A1347748 |
|---|---|
| Date | Jun 9, 2014 |
| Instrument | A-1347748 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 944 Months |
| Due | Feb 3, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.27% |
| Type Change Date | Jun 1, 2014 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 12.2% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Sep 18, 2025 |
| Property Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Document Number | 00A1631722 |
| Instrument Date | Aug 26, 2025 |
| Instrument | A-1631722 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1850 BROADWAY AVE N, ROCHESTER, MN 55906-4154 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Sep 18, 2025 |
| Property Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Document Number | 00A1631724 |
| Instrument Date | Aug 26, 2025 |
| Instrument | A-1631724 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $838.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Document Number | 00A1631725 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | A-1631725 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.8% |
| Max Rate At Change | 8.8% |
| Index | 3-Year CMT |
| Max Rate | 12.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Sep 18, 2025 |
| Property Address | 309 FRONTIER RD SW, BYRON, MN 55920-6033 |
| Document Number | 00A1631726 |
| Instrument Date | Aug 22, 2025 |
| Instrument | A-1631726 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| County Subdivision | Kalmar Township |
| Unified School District | Byron Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,750.00 (+11.07%) Homeowner's exemption | ||
| 2025 | $2,476.00 (+1.23%) Homeowner's exemption | $238,600 (-3.24%) Land $82,100 Building $156,500 | $261,600 (+6.08%) Land $90,000 Building $171,600 |
| 2024 | $2,446.00 | $246,600 Land $75,000 Building $171,600 | $246,600 Land $75,000 Building $171,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| KMTelecom Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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