309 Front St, Pearl, IL 62361 Property Records

Pike County property record for 309 Front St, Pearl, IL 62361

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 640 sqft · built 2018
Lot Size	0.229 acres (9,986 sqft)
Owner	2 Individual Names on File
Last Sale	$50,803 (Nov 2024)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-304-012`

Property Details

APN / Parcel Number

Primary APN	`29-10-304-012`
Alternative APN	`7204811`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	640 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,986 sqft (0.229 acres)
Terrain	High

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 FRONT ST
City	PEARL
State	IL
Zip	62361-2293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:9 TWP:72 SECT/LOT:4 40' E SIDE LOT 3 & ALL 4 BLK 9 WOODS 3RD & MORGANS 4TH PEARL WD11152024#2024-2295 QC11012017B869P
Legal Range	9
Legal Township	72
Legal Section	4
Legal Subdivision	MORGAN AND WOODS ADDITION
Legal Block	9
Legal Lot Number	3
Jurisdiction	PIKE IL
Township / Civil Division	PEARL
Census Block Group	2
Census Block	2088
Census Tract	952800

Owner

309 Front St is owned and occupied by two individuals who bought it in November 2024.

Source: Pike County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 FRONT ST, PEARL, IL 62361-2293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Warranty Deed, Transfer · Conventional Mortgage CNB BANK & TRUST NA
Oct 11, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 1, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on File
Deed Sale	Nov 15, 2024 · Amount on File
Prior Sale	Oct 11, 2022 · Amount on File
Deed Document Number	20242295
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	000869/306
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE IL
Recording Date	Nov 15, 2024
Property Address	309 FRONT ST, PEARL, IL 62361-2293
Document Number	0020242295
Instrument Date	Nov 15, 2024
Instrument	2024-2295
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 BLUE ST, MILTON, IL 62352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 FRONT ST, PEARL, IL 62361-2293

Mortgage

Document Number	0020242296
Date	Nov 15, 2024
Instrument	2024-2296

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	11.5%
Index	1-Year LIBOR
Max Rate	15.5%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE IL
Recording Date	Oct 11, 2022
Property Address	216 S MEMORIAL ST, PITTSFIELD, IL 62363-1859
Document Number	0020222218
Instrument Date	Oct 11, 2022
Instrument	2022-2218
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 N UNION ST, GRIGGSVILLE, IL 62340-1321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 S MEMORIAL ST, PITTSFIELD, IL 62363-1859

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIKE IL
Recording Date	Nov 1, 2017
Property Address	216 S MEMORIAL ST, PITTSFIELD, IL 62363-1859
Document Number	000869/306
Book / Page	869 / 306
Instrument Date	Oct 30, 2017
Instrument	2017-2426
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 245, MILTON, IL 62352-0245

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIKE IL
Recording Date	Feb 16, 2017
Property Address	216 S MEMORIAL ST, PITTSFIELD, IL 62363-1859
Document Number	000863/307
Book / Page	863 / 307
Instrument Date	Feb 7, 2017
Instrument	2017-0329
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41840 235TH AVE, PITTSFIELD, IL 62363-2920

Tax Assessment & Valuation

The 2025 property tax bill for 309 Front St was $1,192 with a homeowner's exemption, up 53.6% from the year before.

Source: Pike County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Pike County
County Subdivision	Pearl Township
Municipality	Pearl Village
Unified School District	Pikeland Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,192.00 (+53.61%) Homeowner's exemption	$23,170 (+4.6%) Land $810 Building $22,360	$69,579 (+4.6%) Land $2,432 Building $67,147
2024	$776.00	$22,150 Land $770 Building $21,380	$66,516 Land $2,312 Building $64,204
2022	$251.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$18,420 Land $640 Building $17,780	$55,260 Land $1,920 Building $53,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	26 (1979–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Illinois Net Fixed Wireless	25 / 5
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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