Charles County property record for 309 Frederick Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 864 sqft · built 1988 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,500 (Jan 2014) |
| Tax Bill | $6,291 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-044915 |
| Primary APN | 01-044915 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,490 sqft (0.149 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 044915 |
|---|---|
| Street Address | 309 FREDERICK DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3919 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | LOT 21 MAXWELTON SUB TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 851004 |
Source: Charles County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 FREDERICK DR, LA PLATA, MD 20646-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Mar 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Mar 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HSNG SVCS |
| Mar 20, 2017 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2014 · Amount on Record |
| Deed Sale | Jan 29, 2014 · Amount on Record |
| Prior Sale | Nov 6, 2001 · Amount on Record |
| Deed Book / Page | 8467 / 255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 309 FREDERICK DR, LA PLATA, MD 20646-3919 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 309 FREERICK DR, LA PLATA, MD 20646-3919 |
| Document Number | 0126300170 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 12630/170 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Nov 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 309 FREDERICK DR, LA PLATA, MD 20646-3919 |
| Document Number | 0106030235 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 309 FREDERICK DR LA PLATA MD 206463919, LA PLATA, MD 20646-3919 |
| Document Number | 0106030235 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 010603/000235 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 309 FREDERICK DR, LA PLATA, MD 20646-3919 |
| Document Number | 0105820483 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 309 FREDERICK DR LA PLATA MD 206463919, LA PLATA, MD 20646-3919 |
| Document Number | 0105820483 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 010582/000483 |
| Name | DEPARTMENT OF HSNG SVCS |
|---|---|
| Address | 4300 GOODFELLOW BLVD, ST LOUIS, MO 63120-1706 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 309 FREDERICK DR, LA PLATA, MD 20646-3919 |
| Document Number | 0098180445 |
| Book / Page | 009818 / 000445 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 309 FREDERICK DR LA PLATA MD 206463919, LA PLATA, MD 20646-3919 |
| Document Number | 0098180445 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 009818/000445 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2047 |
| Rate | 4.25% |
|---|
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,291.00 (+135.79%) Homeowner's exemption | $200,100 (+13.89%) | $212,300 (+20.83%) Land $85,100 Building $127,200 |
| 2023 | $2,668.00 Homeowner's exemption | $175,700 Land $85,100 Building $90,600 | $175,700 Land $85,100 Building $90,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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