309 Fraser St, Whitefish, MT 59937 Property Records

Flathead County property record for 309 Fraser St, Whitefish, MT 59937

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,530 sqft · built 2021
Lot Size0.108 acres (4,704 sqft)
Owner2 Individual Names on File
Last Sale$894,143 (Jun 2021)
Tax Bill$8,536 (2026)
Deeds & MortgagesSep 2022 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR824399

Property Details

APN / Parcel Number

Primary APNR824399
Alternative APNs
  • 07-4292-35-1-12-16-5309
  • 0000506486

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,530 sqft Living Area
1st Floor Area1,111 sqft
2nd Floor Area1,419 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area4,704 sqft (0.108 acres)
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number0000506486
Street Address309 FRASER AVE
CityWHITEFISH
StateMT
Zip59937-3131
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code1
Legal DescriptionRAMSEYS LAKE VIEW SUB AMD L1A, 1B, 2A, 2B, S35, T31 N, R22 W, LOT 2AA
Legal Range22W
Legal Township31N
Legal Section35
Legal SubdivisionRAMSEYS LAKE VIEW SUB AMD L1A, 1B, 2A,
Legal Lot Number2AA
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group2
Census Block2039
Census Tract301

Owner

309 Fraser St, a townhouse, is owned and occupied by two individuals who bought it in June 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address309 FRASER AVE, WHITEFISH, MT 59937-3131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Jun 2, 2021Warranty Deed, Transfer · VA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2021 · Amount on File
Deed SaleJun 2, 2021 · Amount on File
Deed Document Number202118922
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address309 FRASER ST, WHITEFISH, MT 59937-3131
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200025128
DateSep 20, 2022
Instrument202200025128
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term346 Months
DueJul 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateJun 2, 2021
Property Address309 FRASER ST, WHITEFISH, MT 59937-3131
Document Number202100018922
Instrument DateMay 28, 2021
Instrument202100018922
Transaction TypeTransfer
Record UpdatedMar 7, 2023
Title CompanyINSURED TITLE, INSURED TITLES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address309 FRASER ST, WHITEFISH, MT 59937-3131

Mortgage

Document Number202100018923
DateJun 2, 2021
Instrument202100018923
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 309 Fraser St was $8,536.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityWhitefish City
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,536.00$1,221,100
2025$1,221,100 Land $215,184 Building $1,005,916
2023$6,212.00$904,600$904,600 Land $110,777 Building $793,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Fraser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Fraser St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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