Flathead County property record for 309 Fraser St, Whitefish, MT 59937
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,530 sqft · built 2021 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $894,143 (Jun 2021) |
| Tax Bill | $8,536 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R824399 |
| Primary APN | R824399 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| 2nd Floor Area | 1,419 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 4,704 sqft (0.108 acres) |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000506486 |
|---|---|
| Street Address | 309 FRASER AVE |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3131 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 1 |
| Legal Description | RAMSEYS LAKE VIEW SUB AMD L1A, 1B, 2A, 2B, S35, T31 N, R22 W, LOT 2AA |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 35 |
| Legal Subdivision | RAMSEYS LAKE VIEW SUB AMD L1A, 1B, 2A, |
| Legal Lot Number | 2AA |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 301 |
309 Fraser St, a townhouse, is owned and occupied by two individuals who bought it in June 2021.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 FRASER AVE, WHITEFISH, MT 59937-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Jun 2, 2021 | Warranty Deed, Transfer · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on File |
| Deed Sale | Jun 2, 2021 · Amount on File |
| Deed Document Number | 202118922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 309 FRASER ST, WHITEFISH, MT 59937-3131 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200025128 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 202200025128 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 2, 2021 |
| Property Address | 309 FRASER ST, WHITEFISH, MT 59937-3131 |
| Document Number | 202100018922 |
| Instrument Date | May 28, 2021 |
| Instrument | 202100018922 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 309 FRASER ST, WHITEFISH, MT 59937-3131 |
| Document Number | 202100018923 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 202100018923 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 309 Fraser St was $8,536.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,536.00 | $1,221,100 | |
| 2025 | $1,221,100 Land $215,184 Building $1,005,916 | ||
| 2023 | $6,212.00 | $904,600 | $904,600 Land $110,777 Building $793,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Fraser St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Fraser St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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