309 Franklin St, Georgetown, DE 19947 Property Records

Sussex County property record for 309 Franklin St, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,856 sqft · built 1983
Lot Size	0.419 acres (18,239 sqft)
Owner	2 Individual Names on Record
Tax Bill	$443 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`135-19.08-15.00`

Property Details

APN / Parcel Number

Primary APN	`135-19.08-15.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	18,239 sqft (0.419 acres)
Lot Dimensions	120 ft deep x 152 ft wide

Location & Zoning

Street Address	309 FRANKLIN ST
City	GEORGETOWN
State	DE
Zip	19947-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	BRIGGS SUBDIVISION LOTS N O
Legal Subdivision	GEORGETOWN
Legal Lot Number	N
Jurisdiction	SUSSEX DE
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1035
Census Tract	50503

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 FRANKLIN ST, GEORGETOWN, DE 19947-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
May 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	309 FRANKLIN ST, GEORGETOWN, DE 19947-2334
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204290296
Date	Oct 25, 2021
Book Page	20429/296
Instrument	20210000065556

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	309 FRANKLIN ST, GEORGETOWN, DE 19947-2334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183860043
Date	May 15, 2020
Book Page	18386/43
Instrument	20200000019837

Lender

Name	FULTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Georgetown Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$443.00 (-0.67%)	$24,100 (-) Land $3,900 Building $20,200	$328,600 (-) Land $70,100 Building $258,500
2025	$446.00 (-56.57%)	$24,100 (-) Land $3,900 Building $20,200	$328,600 (+576.13%) Land $70,100 Building $258,500
2023	$1,027.00	$24,100 Land $3,900 Building $20,200	$48,600 Land $7,800 Building $40,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 7,259 people · EPA ID DE0000592
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Nearby Properties on Franklin St

Nearby Streets

All Georgetown, DE Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures