309 Franklin St, Denton, MD 21629 Property Records

Caroline County property record for 309 Franklin St, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,384 sqft · built 1890
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Jan 2024)
Tax Bill	$3,103 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-020215`

Property Details

APN / Parcel Number

Primary APN	`03-020215`
Alternative APNs	`3020215` `020215`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,384 sqft Total Area
1st Floor Area	748 sqft
Utility Area	234 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Garage Area	234 sqft
Porch	Slab
Porch Area	84 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	020215
Street Address	309 FRANKLIN ST
City	DENTON
State	MD
Zip	21629-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBC
Legal Description	4,750 SF 309 FRANKLIN ST DENTON
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1001
Census Tract	955302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Denton Historic District listed 1983 · 207 contributing resources · NRIS 83003738

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 Franklin St is owned and occupied by two individuals who bought it in January 2024.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 FRANKLIN ST, DENTON, MD 21629-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 18, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Book / Page	1658 / 211
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 5, 2024
Property Address	309 FRANKLIN ST, DENTON, MD 21629-1211
Document Number	0016580211
Book / Page	1658 / 211
Instrument Date	Jan 4, 2024
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 FRANKLIN ST, DENTON, MD 21629-1211

Mortgage

Document Number	0016580218
Date	Jan 5, 2024
Instrument	1658-0218

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Feb 18, 2022
Property Address	309 FRANKLIN ST, DENTON, MD 21629-1211
Document Number	0015570106
Book / Page	1557 / 106
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 FRANKLIN ST, DENTON, MD 21629-1211

Mortgage

Document Number	0015570113
Date	Feb 18, 2022
Book Page	1557/113

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 309 Franklin St was $3,103, up 2.5% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,103.00 (+2.54%)	$185,567	$198,900 Land $49,500 Building $149,400
2025	$3,026.00
2023	$2,442.00	$139,433	$178,900 Land $49,500 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Simple Fiber.

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