309 Florence Rd, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 309 Florence Rd, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,902 sqft · built 1950
Lot Size	0.158 acres (6,891 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 1995)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41555`

Property Details

APN / Parcel Number

Primary APN	`41555`
Alternative APN	`WALT M:066 B:016 L:0004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,378 sqft
Basement Area	1,189 sqft
Unfinished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,891 sqft (0.158 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	41555
Street Address	309 FLORENCE RD
City	WALTHAM
State	MA
Zip	02453-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	16
Legal Lot Number	4
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3018
Census Tract	368400

Owner

Source: Middlesex County and Waltham City records · APN 41555

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 FLORENCE RD, WALTHAM, MA 02453-7629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 1995 · Amount on Record
Deed Sale	Sep 29, 1995 · Amount on Record
Prior Sale	May 18, 1994 · Amount on Record
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	309 FLORENCE RD, WALTHAM, MA 02453-7629
Document Number	71543-544
Instrument Date	Aug 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 FLORENCE RD WALTHAM MA 024537629, WALTHAM, MA 02453-7629

Mortgage

Document Number	71543-544
Date	Aug 29, 2018
Book Page	071543/000544
Instrument	133167

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Middlesex County and Waltham City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00 (+3.54%)	$628,700 (+1.63%) Land $398,400 Building $230,300	$758,385 (-3.17%)
2024	$5,963.00 (+1.27%)	$618,600 (+8.43%) Land $391,000 Building $227,600	$783,180
2023	$5,888.00	$570,500 Land $354,200 Building $216,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 645 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.