309 Flax Mill Way, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 309 Flax Mill Way, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,756 sqft · built 2008
Lot Size	0.354 acres (15,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,280 (Jun 2008)
Tax Bill	$6,593 (2025)
Deeds & Mortgages	Jun 2021 Refinance Feb 2012 Mortgage + 3 more
APN	`0593015000480`

Property Details

APN / Parcel Number

Primary APN	`0593015000480`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,756 sqft Living Area
1st Floor Area	1,829 sqft
Attic	Attic
Attic Area	181 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	114 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	465 sqft
Porch	Slab
Porch Area	538 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 FLAX MILL WAY
City	CHESAPEAKE
State	VA
Zip	23322-5894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	48 ROLLINGWOOD ESTATES PH 2
Legal Subdivision	ROLLINGWOOD ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21010

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 FLAX MILL WAY, CHESAPEAKE, VA 23322-5894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Feb 23, 2012	Deed of Trust, Mortgage · VA Mortgage BRANCH BANKING & TRUST CO
Aug 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Feb 6, 2008	Deed of Trust, Mortgage · Line of Credit BANK OF HAMPTON ROADS
Jun 30, 2008	Warranty Deed, Transfer · Conventional Mortgage LIBERTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2008 · Amount on Record
Deed Sale	Jun 30, 2008 · Amount on Record
Deed Book / Page	7534 / 182
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	309 FLAX MILL WAY, CHESAPEAKE, VA 23322-5894
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10382/1444
Date	Jun 2, 2021
Book Page	10382/1444
Instrument	210025241

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	309 FLAX MILL WAY, CHESAPEAKE, VA 23322-5894
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008620/300
Date	Feb 23, 2012
Book Page	8620/300

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.88%

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	309 FLAX MILL WAY, CHESAPEAKE, VA 23322-5894
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007907/839
Date	Aug 17, 2009
Book Page	7907/839

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.38%

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	309 FLAX MILL WAY, CHESAPEAKE, VA 23322-5894
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007368/856
Date	Feb 6, 2008
Book Page	7368/856

Lender

Name	BANK OF HAMPTON ROADS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 30, 2008
Property Address	309 FLAX MILL WAY, CHESAPEAKE, VA 23322-5894
Document Number	007534/182
Book / Page	7534 / 182
Instrument Date	Jun 26, 2008
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007534186
Date	Jun 30, 2008
Instrument	7534/186

Lender

Name	LIBERTY MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,000 (+3.71%) Land $205,000 Building $472,000	$677,000 (+3.71%) Land $205,000 Building $472,000
2025	$6,593.00 (+44.9%)	$652,800 (+14.49%) Land $195,000 Building $457,800	$652,800 (+14.49%) Land $195,000 Building $457,800
2023		$570,200 (+15.19%) Land $170,000 Building $400,200	$570,200 (+15.19%) Land $170,000 Building $400,200
2022		$495,000 Land $140,000 Building $355,000	$495,000 Land $140,000 Building $355,000
2019	$4,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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