309 Finster St, Patterson, CA 95363 Property Records

Stanislaus County property record for 309 Finster St, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1987
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$397,000 (Dec 2021)
Tax Bill	$5,093 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`047-041-018-000`

Property Details

APN / Parcel Number

Primary APN	`047-041-018-000`
Alternative APNs	`0474118000` `0474118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 FINSTER ST
City	PATTERSON
State	CA
Zip	95363-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APRICOT ESTS LOT 55
Legal Subdivision	APRICOT ESTATES
Legal Block	2
Legal Lot Number	55
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2010
Census Tract	3201

Owner

309 Finster St is owned and occupied by an individual who bought it in December 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	309 FINSTER ST, PATTERSON, CA 95363-9586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jan 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 17, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	Dec 20, 2018 · Amount on File
Deed Document Number	2021118404
Prior Transfer Date	Nov 15, 2011
Prior Transfer Doc	0000095981
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 21, 2021
Property Address	309 FINSTER ST, PATTERSON, CA 95363-9586
Document Number	0000118404
Map Reference	MB 30 PG 55
Instrument Date	Nov 17, 2021
Instrument	2021-0118404
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 FINSTER ST, PATTERSON, CA 95363-9586

Mortgage

Document Number	0000118405
Date	Dec 21, 2021
Instrument	2021-0118405

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	309 FINSTER ST, PATTERSON, CA 95363-9586
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013928
Date	Feb 28, 2017
Instrument	2017-0013928

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	309 FINSTER ST, PATTERSON, CA 95363-9586
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 FINSTER ST, PATTERSON, CA 95363-9586

Mortgage

Document Number	0000088842
Date	Nov 12, 2020
Instrument	2020-0088842

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Jan 1, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 14, 2020
Property Address	309 FINSTER ST, PATTERSON, CA 95363-9586
Document Number	0000002046
Instrument Date	Jan 10, 2020
Instrument	2046
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1414 STEEL CREEK DR PATTERSON CA 953638774, PATTERSON, CA 95363-8774

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 20, 2018
Property Address	309 FINSTER ST, PATTERSON, CA 95363-9586
Document Number	0000086820
Instrument Date	Dec 6, 2018
Instrument	86820
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 FINSTER ST PATTERSON CA 953639586, PATTERSON, CA 95363-9586

Mortgage

Document Number	86821
Date	Dec 20, 2018
Instrument	86821

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 17, 2018
Property Address	309 FINSTER ST, PATTERSON, CA 95363-9586
Document Number	0000056506
Instrument Date	Aug 7, 2018
Instrument	56506
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$238.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1032 HILMAR CA 953241032, HILMAR, CA 95324-1032

Tax Assessment & Valuation

The 2026 property tax bill for 309 Finster St was $5,093, up 4.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,093.00 (+4.58%)	$429,723 (+2%) Land $189,425 Building $240,298
2025	$4,870.00	$421,298 Land $185,711 Building $235,587
2023	$4,745.00 (+5.49%)	$404,940 Land $178,500 Building $226,440
2022	$4,498.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 309 Finster St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Finster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Frontier, Verizon.

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