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309 Fieldstone Dr, Hemlock, MI 48626 Property Records

Saginaw County property record for 309 Fieldstone Dr, Hemlock, MI 48626

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,450 sqft · built 1996
Lot Size0.402 acres (17,511 sqft)
Owner2 Individual Names on Record
Last Sale$239,900 (Apr 2024)
Tax Bill$1,458 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN22-12-2-27-2323-000

Property Details

APN / Parcel Number

Primary APN22-12-2-27-2323-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,450 sqft Living Area
1st Floor Area1,450 sqft
Basement Area1,450 sqft
Unfinished Basement1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,511 sqft (0.402 acres)
Lot Dimensions165 ft deep x 106 ft wide
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address309 FIELDSTONE DR
CityHEMLOCK
StateMI
Zip48626-9104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 23 PINE RIDGE PART OF NW 1/4 & ALSO A REPLAT OF OUTLOTS B & D SANDRIDGE SUBDIVISION SEC 27 T12N R2E
Legal Range02E
Legal Township12N
Legal Section27
Legal SubdivisionSANDRIDGE SUBDIVISION
Legal Lot Number23
Legal Unit23
JurisdictionSAGINAW MI
Township / Civil DivisionRICHLAND
Census Block Group2
Census Block2000
Census Tract12100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 FIELDSTONE DR, HEMLOCK, MI 48626-9104
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
ISABELLA BANK
Apr 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
HFG HOLDINGS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2024 · Amount on Record
Deed SaleApr 26, 2024 · Amount on Record
Prior SaleJul 31, 1998 · Amount on Record
Deed Document Number202411127
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateMay 26, 2026
Property Address309 FIELDSTONE DR, HEMLOCK, MI 48626-9104
Document Number0000013991
Instrument DateMay 19, 2026
Instrument202613991
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 FIELDSTONE DR, HEMLOCK, MI 48626-9104

Mortgage

Document Number0000013991,
DateMay 26, 2026
Instrument202613991
Lender
NameISABELLA BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 19, 2036
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address309 FIELDSTONE DR, HEMLOCK, MI 48626-9104
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5045 TEFT RD, SAGINAW, MI 48609

Mortgage

Document Number0000011128
DateApr 26, 2024
Instrument2024011128
Lender
NameHFG HOLDINGS INC
TypeMortgage Company
Address1650 RESEARCH DR # 200, TROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,700 (+3.46%)$275,400 (+3.46%)
2025$1,458.00 (-62.91%) Homeowner's exemption$133,100 (+27.13%)$266,200 (+27.13%)
2023$104,700$209,400
2022$3,931.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHEMLOCK/RICHLAND TOWNSHIP
serves 1,632 people · EPA ID MI0003110
Water SourceGroundwater
Last State InspectionApr 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
LakeNet
Fiber		1,000 / 500
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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