309 Empire Builder, Hudson, WI 54016 Property Records

St. Croix County property record for 309 Empire Builder, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	2.51 acres (109,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Feb 2016)
Tax Bill	$9,864 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-1268-20-000`

Property Details

APN / Parcel Number

Primary APN	`040-1268-20-000`
Alternative APN	`16.28.19.1464`

Exterior

Lot Area	109,379 sqft (2.51 acres)

Location & Zoning

Street Address	309 EMPIRE BUILDER
City	HUDSON
State	WI
Zip	54016-8267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 T28N R19W SW SE LOT 103 GLOVER STATION FIFTH ADDITION
Legal Range	19W
Legal Township	28N
Legal Section	16
Legal Subdivision	GLOVER STATION FIFTH ADDITION
Legal Lot Number	103
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1013
Census Tract	120906

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 EMPIRE BUILDER, HUDSON, WI 54016-8267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIAWATHA NATIONAL BANK
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE LLC
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NATIONAL BANK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG
Feb 10, 2017	Loan Modification, Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2016 · Amount on Record
Deed Sale	Feb 3, 2016 · Amount on Record
Prior Sale	Jun 18, 2014 · Amount on Record
Deed Document Number	20161024615
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	309 EMPIRE BUILDER, HUDSON, WI 54016-8267
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001202461
Date	Jan 12, 2026
Instrument	1202461

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	309 EMPIRE BUILDER, HUDSON, WI 54016-8267
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001098337
Date	Mar 6, 2020
Instrument	1098337

Lender

Name	TRADITION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	309 EMPIRE BUILDER, HUDSON, WI 54016-8267
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001150877
Date	Apr 1, 2022
Instrument	1150877

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	309 EMPIRE BUILDER, HUDSON, WI 54016-8267
Document Number	0001111788
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 EMPIRE BUILDER HUDSON WI 540168267, HUDSON, WI 54016-8267

Mortgage

Document Number	0001111788
Date	Sep 16, 2020
Instrument	1111788

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2040

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CROIX WI
Property Address	309 EMPIRE BUILDER, HUDSON, WI 54016-8267
Document Number	0001043966
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 EMPIRE BUILDER HUDSON WI 54016, HUDSON, WI 54016

Mortgage

Document Number	0001043966
Date	Feb 23, 2017
Instrument	1043966

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,864.00 (+0.01%) Homeowner's exemption
2025	$9,863.00 (+11.23%) Homeowner's exemption	$894,800 (-) Land $131,200 Building $763,600	$894,800 (-) Land $131,200 Building $763,600
2023	$8,867.00 Homeowner's exemption	$894,800 Land $131,200 Building $763,600	$894,800 Land $131,200 Building $763,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Swiftcurrent Connect.

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