Morgan County property record for 309 Elm St, Stover, MO 65078
| Property Type | Single Family Home |
|---|---|
| Details | 1,142 sqft · built 1925 |
| Lot Size | 0.744 acres (32,400 sqft) |
| Owner | Company Name on Record |
| Last Sale | $59,850 (Jun 2026) |
| Tax Bill | $231 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-35-400-009-010.000 |
| Primary APN | 09-7.0-35-400-009-010.000 |
|---|
| Building Area | 1,142 sqft Living Area |
|---|---|
| 1st Floor Area | 1,142 sqft |
| Flooring | Tile |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 32,400 sqft (0.744 acres) |
| Lot Dimensions | 144 ft deep x 225 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Gravity Furnace |
|---|
| Street Address | 309 ELM ST |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078-0932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 20-24 BLK 6 HUGHES HEIGHTS ADD TO STOVER |
| Legal Range | 19 |
| Legal Township | 43 |
| Legal Section | 35 |
| Legal Subdivision | HUGHES HEIGHTS ADD TO STOVER |
| Legal Block | 6 |
| Legal Lot Number | 20-24 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 470200 |
Source: Morgan County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12701 HIGHWAY N, STOVER, MO 65078-1016 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · Construction Mortgage CITIZENS-FARMERS BANK/COLE CAMP |
| Mar 28, 2023 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Deed Document Number | 20262999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Jun 16, 2026 |
| Property Address | 309 ELM ST, STOVER, MO 65078-0932 |
| Document Number | 0000002999 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20262999 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TRUE LINE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000003000, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20263000 |
| Name | CITIZENS-FARMERS BANK/COLE CAMP |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Mar 28, 2023 |
| Property Address | 309 ELM ST, STOVER, MO 65078-0932 |
| Document Number | 0202301232 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 202301232 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15333 HIGHWAY N, STOVER, MO 65078-1233 |
| Name | Verified Name |
|---|---|
| Address | 4702 PYRMONT RD, STOVER, MO 65078-1065 |
Source: Morgan County assessment roll, as of July 30, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Stover City |
| Unified School District | Morgan County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231.00 (+14.36%) | $4,730 (+16.79%) Land $1,159 Building $3,571 | $24,900 (-) Land $6,100 Building $18,800 |
| 2024 | $202.00 (-0.98%) | $24,900 (+16.9%) Land $6,100 Building $18,800 | |
| 2023 | $204.00 | $4,050 | |
| 2022 | $204.00 (+23.64%) | $21,300 Land $4,300 Building $17,000 | |
| 2011 | $165.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STOVER PWS serves 1,094 people · EPA ID MO3010767 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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