309 Elm St, Copperas Cove, TX 76522 Property Records

Coryell County property record for 309 Elm St, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,071 sqft · built 1962
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$92,169 (Apr 2026)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-79-60-0500`

Property Details

APN / Parcel Number

Primary APN	`1-79-60-0500`
Alternative APN	`126991`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,071 sqft Living Area
Gross Area	1,335 sqft
1st Floor Area	1,071 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 ELM ST
City	COPPERAS COVE
State	TX
Zip	76522-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS ADDN, BLOCK 1, LOT 6, ACRES .1607
Legal Subdivision	WILLIAMS ADDN
Legal Tract	6
Legal Block	1
Legal Lot Number	6
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3018
Census Tract	10804

Owner

309 Elm St is owned by two individuals who bought it in April 2026.

Source: Coryell County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16014 CONNERS ACE DR, SPRING, TX 77379-2900
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Special Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Aug 23, 2022	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Jul 14, 2025
Deed Document Number	2026392615
Prior Transfer Date	Jun 3, 2025
Prior Transfer Doc	0000384046
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CORYELL TX
Recording Date	Apr 22, 2026
Property Address	309 ELM ST, COPPERAS COVE, TX 76522-2310
Document Number	0000392615
Instrument Date	Apr 14, 2026
Instrument	2026.392615
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16014 CONNERS ACE DR, SPRING, TX 77379-2900

Mortgage

Document Number	0000392616,
Date	Apr 22, 2026
Instrument	2026.392616

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Aug 23, 2022
Property Address	309 ELM ST, COPPERAS COVE, TX 76522-2310
Document Number	0000356141
Map Reference	VOL 1 PG 36
Instrument Date	Aug 12, 2022
Instrument	356141
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 PASEO DEL PLATA STE 200, 1506, TEMPLE, TX 76502-3490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 ELM ST, COPPERAS COVE, TX 76522-2310

Mortgage

Document Number	0000356142
Date	Aug 23, 2022
Instrument	356142

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 309 Elm St was $2,998, down 1.3% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00 (-1.32%)	$148,800 Land $15,000 Building $133,800	$148,800 Land $15,000 Building $133,800
2024	$3,038.00 (+3.47%)
2023	$2,936.00 (+74.55%) Homeowner's exemption	$149,170 Land $15,000 Building $134,170	$149,170 Land $15,000 Building $134,170
2022	$1,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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