309 Ellen Ave, Savoy, IL 61874 Property Records

Champaign County property record for 309 Ellen Ave, Savoy, IL 61874

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1963
Lot Size	0.199 acres (8,649 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,836 (2024)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-26-01-103-020`

Property Details

APN / Parcel Number

Primary APN	`29-26-01-103-020`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	8,649 sqft (0.199 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 ELLEN AVE
City	SAVOY
State	IL
Zip	61874-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SLADES REPLAT
Legal Range	08E
Legal Township	18N
Legal Section	01
Legal Subdivision	SLADES REPLAT
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	1
Census Block	1004
Census Tract	10902

Owner

309 Ellen Ave is owned and occupied by two individuals who acquired it in May 2018.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 ELLEN AVE, SAVOY, IL 61874-9707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2018
Transfer Doc	0000008686
Record Updated	Jun 8, 2026

May 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	CHAMPAIGN IL
Recording Date	May 30, 2018
Property Address	309 ELLEN AVE, SAVOY, IL 61874-9707
Document Number	0000008686
Instrument Date	May 19, 2018
Instrument	8686
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	F/C TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 ELLEN AVE SAVOY IL 618749707, SAVOY, IL 61874-9707

Mortgage

Document Number	8687
Date	May 30, 2018
Instrument	8687

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.93%

Mortgage

Document Number	8688,
Date	May 30, 2018
Instrument	8688

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.93%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Savoy Village
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,030 Land $8,080 Building $43,950	$156,090 Land $24,240 Building $131,850
2024	$2,836.00
2022	$2,049.00 Homeowner's exemption Senior Citizen's exemption	$41,530 Land $6,450 Building $35,080	$124,590 Land $19,350 Building $105,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Ellen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Ellen Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink.

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