Shiawassee County property record for 309 E Williams St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,000 (May 2026) |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-470-008-011-00 |
| Primary APN | 050-470-008-011-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Custom Design |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 309 E WILLIAMS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 25' OF E 12 LOTS 8 & 9 BLK 8 ORIGINAL PLAT ALSO COM NE COR LOT 8 TH E 10' S 132' W 10' N 132' TO BEG INCLUDING 12 CLOSED AL |
| Legal Subdivision | OWOSSO |
| Legal Block | 8 |
| Legal Lot Number | 8-9 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oliver Street Historic District listed 1980 · 114 contributing resources · NRIS 80001905 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7686 MICHIGAN 71, DURAND, MI 48429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 26, 2026 | Warranty Deed, Transfer EXCHANGE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Nov 27, 2024 · Amount on Record |
| Deed Document Number | 20263403651 |
| Deed Book / Page | 1339 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 19, 2026 |
| Property Address | 309 E WILLIAMS ST, OWOSSO, MI 48867-2364 |
| Document Number | 0003403484 |
| Book / Page | 1338 / 904 |
| Instrument Date | May 15, 2026 |
| Instrument | 20263403484 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7686 E M 71, DURAND, MI 48429-9776 |
| Document Number | 0003403484, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 1338/904 |
| Instrument | 20263403484 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 26, 2026 |
| Property Address | 309 E WILLIAMS ST, OWOSSO, MI 48867-2364 |
| Document Number | 0003403651 |
| Book / Page | 1339 / 72 |
| Instrument Date | May 15, 2026 |
| Instrument | 20263403651 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $159,822.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,000 (+9.44%) | $102,000 (+9.44%) | |
| 2025 | $1,971.00 (+2.6%) Homeowner's exemption | $46,600 (+21.67%) | $93,200 (+21.67%) |
| 2024 | $1,921.00 | ||
| 2023 | $1,921.00 Homeowner's exemption Additional exemption filed | $38,300 | $76,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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