Champaign County property record for 309 E Washington St, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 627 sqft · built 1928 |
| Lot Size | 0.121 acres (5,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (Jun 2022) |
| Tax Bill | $4,468 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-17-426-009 |
| Primary APN | 93-21-17-426-009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 627 sqft Building Perimeter |
| 1st Floor Area | 627 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 5,252 sqft (0.121 acres) |
| Lot Dimensions | 101 ft deep x 52 ft wide |
| Porch | Porch |
| Deck Area | 30 sqft |
| Patio Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 309 E WASHINGTON ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 CHERRY AND BARRICK ADD |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 17 |
| Legal Subdivision | CHERRY AND BARRICK ADD |
| Legal Lot Number | 6 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5601 |
309 E Washington St is owned and occupied by two individuals who bought it in June 2022.
Source: Champaign County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 E WASHINGTON ST, 6, URBANA, IL 61801-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY/IL COMMUNITY CREDIT UNION |
| Jun 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST FSB OF CHAMPAIGN URBANA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | Jun 26, 2008 · Amount on File |
| Deed Document Number | 202210009 |
| Prior Transfer Date | Jun 18, 2012 |
| Prior Transfer Doc | 0000021138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 13, 2026 |
| Property Address | 309 E WASHINGTON ST, URBANA, IL 61801-4228 |
| Document Number | 0000007104 |
| Instrument Date | May 8, 2026 |
| Instrument | 20267104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 309 E WASHINGTON ST, URBANA, IL 61801-4228 |
| Document Number | 0000007104, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20267104 |
| Name | UNIVERSITY/IL COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 2, 2022 |
| Property Address | 309 E WASHINGTON ST, URBANA, IL 61801-4228 |
| Document Number | 0000010009 |
| Map Reference | MB E PG 41 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022R10009 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 309 E WASHINGTON ST, URBANA, IL 61801-4228 |
| Document Number | 0000010010 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022R10010 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,180 Land $10,110 Building $42,070 | $156,540 Land $30,330 Building $126,210 | |
| 2024 | $4,468.00 | ||
| 2022 | $3,836.00 Homeowner's exemption | $41,440 Land $8,030 Building $33,410 | $124,320 Land $24,090 Building $100,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 E Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, T-Mobile, Volo.net Internet+Tech.
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