Clay County property record for 309 E Washington St, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 696 sqft · built 1948 |
| Lot Size | 0.16 acres (7,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,000 (Mar 2024) |
| Tax Bill | $614 (2024) |
| Deeds & Mortgages | Mar 2024 Sale Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-353-004 |
| Primary APN | 10-25-353-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 696 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 7,001 sqft (0.16 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 309 E WASHINGTON ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2184 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | E J DULANEY'S ADDN LOT 1 |
| Legal Subdivision | E J DULANEYS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-353-004
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 E WASHINGTON ST, FLORA, IL 62839-2184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 08, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK |
| Feb 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK |
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY PARTNERS SAV BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2024 · Amount on Record |
| Deed Sale | Mar 08, 2024 · Amount on Record |
| Prior Sale | Feb 08, 2021 · Amount on Record |
| Deed Document Number | 2024209043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Mar 08, 2024 |
| Property Address | 309 E WASHINGTON ST, FLORA, IL 62839-2184 |
| Document Number | 0000209043 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 209043 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 56 MAIN ST, WINCHENDON, MA 01475-1045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 309 E WASHINGTON ST, FLORA, IL 62839-2184 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000207727 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 207727 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 25, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 309 E WASHINGTON ST, FLORA, IL 62839-2184 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000201891 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 201891 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 12, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Feb 08, 2021 |
| Property Address | 309 E WASHINGTON ST, FLORA, IL 62839-2184 |
| Document Number | 0000201053 |
| Instrument Date | Feb 02, 2021 |
| Instrument | 201053 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E WASHINGTON ST, FLORA, IL 62839-2184 |
| Document Number | 0000201054 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 201054 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 24, 2020 |
| Property Address | 309 E WASHINGTON ST, FLORA, IL 62839-2184 |
| Document Number | 0000199473 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 199473 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 25, XENIA, IL 62899-0025 |
| Document Number | 0000199474 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 199474 |
| Name | COMMUNITY PARTNERS SAV BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,415 (+33.85%) Land $2,111 Building $6,304 | $25,245 (+33.85%) Land $6,333 Building $18,912 | |
| 2024 | $614.00 (+667.5%) | ||
| 2022 | $80.00 (-85.37%) Homeowner's exemption | $6,287 Land $1,511 Building $4,776 | $18,861 Land $4,533 Building $14,328 |
| 2021 | $547.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group | Fixed Wireless (licensed-by-rule) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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