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309 E Warren St, Middlebury, IN 46540 Property Records

Elkhart County property record for 309 E Warren St, Middlebury, IN 46540

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,565 sqft · built 1981
Lot Size0.285 acres (12,415 sqft)
Owner2 Individual Names on Record
Last Sale$353,780 (Jan 2025)
Tax Bill$3,104 (2024)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-10-407-012.000-035

Property Details

APN / Parcel Number

Primary APN20-08-10-407-012.000-035
Alternative APN
  • 0810407012035

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,565 sqft Living Area
Gross Area3,550 sqft
1st Floor Area1,350 sqft
Basement Area1,350 sqft
Finished Basement1,215 sqft
Unfinished Basement135 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,415 sqft (0.285 acres)
Lot Dimensions122 ft deep x 102 ft wide
View / LotExtra Front
Garage TypeAttached
Garage Area850 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area176 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address309 E WARREN ST
CityMIDDLEBURY
StateIN
Zip46540-9452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionORIG E2/3 LOTS 12 & 13 BLK 33
Legal SubdivisionORIG E1/2
Legal Block33
Legal Lot Number12,13
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group1
Census Block1037
Census Tract801

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address309 E WARREN ST, MIDDLEBURY, IN 46540-9452
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2025 · Amount on Record
Deed SaleJan 22, 2025 · Amount on Record
Prior SaleMar 25, 2009 · Amount on Record
Deed Document Number20251198
Prior Transfer DateMay 1, 2006
Prior Transfer Doc0200611685
Record UpdatedJun 8, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELKHART IN
Recording DateJan 22, 2025
Property Address309 E WARREN ST, MIDDLEBURY, IN 46540-9452
Document Number0000001198
Map ReferencePL 2 PG 600
Instrument DateJan 19, 2025
Instrument2025-01198
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyUNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address309 E WARREN ST, MIDDLEBURY, IN 46540-9452
InvestorPossibly a Property Investor

Mortgage

Document Number0000001199
DateJan 22, 2025
Instrument2025-01199
Lender
NameINTERRA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$328,200 (+5.73%) Land $33,100 Building $295,100$328,200 (+5.73%) Land $33,100 Building $295,100
2024$3,104.00 (+22.88%)$310,400 (+11.49%) Land $33,100 Building $277,300$310,400 (+11.49%) Land $33,100 Building $277,300
2023$278,400 (+11.18%) Land $33,100 Building $245,300$278,400 (+11.18%) Land $33,100 Building $245,300
2022$2,526.00 Homeowner's exemption$250,400 Land $33,100 Building $217,300$250,400 Land $33,100 Building $217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims4 (1993–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURY WATER DEPARTMENT
serves 3,420 people · EPA ID IN5220014
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, New Paris Telephone Company.

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