309 E Walnut St, Phillipsburg, OH 45354 Property Records

Montgomery County property record for 309 E Walnut St, Phillipsburg, OH 45354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,396 sqft · built 1960
Lot Size	0.221 acres (9,635 sqft)
Owner	Individual Name on Record
Last Sale	$142,900 (Nov 2022)
Tax Bill	$3,225 (2024)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C08-00201-0014`

Property Details

APN / Parcel Number

Primary APN	`C08-00201-0014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	9,635 sqft (0.221 acres)
Lot Dimensions	132 ft deep x 73 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Patio Area	250 sqft
Canopy	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 E WALNUT ST
City	PHILLIPSBURG
State	OH
Zip	45354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 WM W THOMAS 1
Legal Subdivision	WM W THOMAS 1
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1024
Census Tract	130101

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 E WALNUT ST, PHILLIPSBURG, OH 45354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Apr 6, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Jan 16, 2002 · Amount on Record
Deed Document Number	202272692
Prior Transfer Date	Oct 24, 2022
Prior Transfer Doc	0000070736
Record Updated	Sep 20, 2026

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 14, 2022
Property Address	309 E WALNUT ST, PHILLIPSBURG, OH 45354-3009
Document Number	0000070736
Map Reference	MB NN PG 71
Instrument Date	Oct 26, 2022
Instrument	2022-00070736
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W WALNUT ST, PHILLIPSBURG, OH 45354

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 22, 2022
Property Address	309 E WALNUT ST, PHILLIPSBURG, OH 45354
Document Number	0000072692
Map Reference	MB NN PG 71
Instrument Date	Oct 26, 2022
Instrument	2022-00072692
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E WALNUT ST, PHILLIPSBURG, OH 45354

Mortgage

Document Number	0000072693
Date	Nov 22, 2022
Instrument	2022-00072693

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 6, 2022
Property Address	309 E WALNUT ST, PHILLIPSBURG, OH 45354-3009
Document Number	0000023651
Map Reference	MB NN PG 71
Instrument Date	Apr 1, 2022
Instrument	2022-00023651
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	309 W WALNUT ST, PHILLIPSBURG, OH 45354

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Clay Township
Municipality	Phillipsburg Village
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,720 (-) Land $9,010 Building $38,710	$136,340 (-) Land $25,740 Building $110,600
2024	$3,225.00 (+4.44%)
2023	$3,088.00 (+44.16%)	$47,720 (+41.02%) Land $9,010 Building $38,710	$136,340 (+40.99%) Land $25,740 Building $110,600
2022	$2,142.00	$33,840 Land $6,390 Building $27,450
2020			$96,700 Land $18,260 Building $78,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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