309 E Wall Ave, Des Moines, IA 50315 Property Records

Polk County property record for 309 E Wall Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 950 sqft · built 1915
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2025)
Tax Bill	$1,926 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2024 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`120/00609-000-000`

Property Details

APN / Parcel Number

Primary APN	`120/00609-000-000`
Alternative APN	`782427328002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,397 sqft
1st Floor Area	950 sqft
Basement Area	447 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2024
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	309 E WALL AVE
City	DES MOINES
State	IA
Zip	50315-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 CUMMINSFORD
Legal Subdivision	CUMMINSFORD
Legal Lot Number	55
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2009
Census Tract	4602

Owner

309 E Wall Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Polk County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit JELLY BEAN FUND LLC
Nov 22, 2024	Deed of Trust, Mortgage · Line of Credit HARDIN COUNTY SVGS BANK
Apr 9, 2025	Warranty Deed, Transfer
Apr 9, 2025	Warranty Deed, Transfer
Nov 22, 2024	Assignment of Agreement of Sale, Transfer
May 1, 2024	Quit Claim Deed, Transfer Quitclaim
May 1, 2024	Contract Sale, Transfer
Nov 20, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2017	Warranty Deed, Transfer
Apr 12, 2017	Deed with Mortgage, Transfer · Conventional with PMI DONALD & MICHELLE WHITLATCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on File
Deed Sale	Apr 9, 2025 · Amount on File
Prior Sale	Apr 9, 2025 · Amount on File
Deed Document Number	202518842
Deed Book / Page	20098 / 28
Prior Transfer Date	Apr 26, 2024
Prior Transfer Doc	0000020755
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 MEREDITH DR B, B, DES MOINES, IA 50310-2334
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008761
Date	Feb 27, 2024
Book Page	19726/731
Instrument	2024-00008761

Lender

Name	JELLY BEAN FUND LLC
Address	5525 MEREDITH DR STE B, DES MOINES, IA 50310

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	72 Months
Due	Jan 31, 2030

Interest

Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 FRANKLIN AVE, CLIVE, IA 50325-5517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061475
Date	Nov 22, 2024
Book Page	19980/31
Instrument	2024-00061475

Lender

Name	HARDIN COUNTY SVGS BANK
Type	Bank
Address	1202 EDGINGTON AVE, ELDORA, IA 50627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 9, 2025
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Document Number	0000018842
Book / Page	20098 / 28
Instrument Date	Apr 6, 2025
Instrument	2025-00018842
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 E WALL AVE, DES MOINES, IA 50315-5259

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 9, 2025
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Document Number	0000018841
Book / Page	20098 / 26
Instrument Date	Apr 3, 2025
Instrument	2025-00018841
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Investor	Possibly a Property Investor

November 2024: Assignment of Agreement of Sale, Transfer

Document Type	Assignment of Agreement of Sale
Jurisdiction	POLK IA
Recording Date	Nov 22, 2024
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Document Number	0000061476
Book / Page	19980 / 42
Instrument Date	Nov 21, 2024
Instrument	2024-00061476
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8500 FRANKLIN AVE, CLIVE, IA 50325-5517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 FRANKLIN AVE, CLIVE, IA 50325-5517

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	May 1, 2024
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Document Number	0000020755
Book / Page	19784 / 219
Instrument Date	Apr 26, 2024
Instrument	2024-00020755
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 MEREDITH DR STE B, B, DES MOINES, IA 50310-2334

May 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	POLK IA
Recording Date	May 1, 2024
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Document Number	0000020754
Book / Page	19784 / 214
Instrument Date	Apr 26, 2024
Instrument	2024-00020754
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BOULDER RIDGE CT, PLEASANT HILL, IA 50327-2218
Investor	Possibly a Property Investor

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Nov 20, 2023
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Document Number	0000061984
Book / Page	19657 / 811
Instrument Date	Nov 13, 2023
Instrument	2023-00061984
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11566 LUCAS PL, INDIANOLA, IA 50125-8874

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Apr 12, 2017
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Document Number	0000084612
Book / Page	016438 / 000937
Instrument Date	Apr 12, 2017
Instrument	84612
Transaction Type	Transfer
Record Updated	Jun 12, 2017

Transaction

Amount	Amount on Record
Tax	$95.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E WALL AVE DES MOINES IA 503155259, DES MOINES, IA 50315-5259

April 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	POLK IA
Recording Date	Apr 12, 2017
Property Address	309 E WALL AVE, DES MOINES, IA 50315-5259
Book / Page	016438 / 000938
Instrument Date	Apr 5, 2017
Instrument	84613
Transaction Type	Transfer
Record Updated	Jun 12, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E WALL AVE DES MOINES IA 503155259, DES MOINES, IA 50315-5259

Mortgage

Document Number	0000084613
Date	Apr 12, 2017
Book Page	016438/000938
Instrument	84613

Lender

Name	DONALD & MICHELLE WHITLATCH
Address	11566 LUCAS PL, INDIANOLA, IA 50125-8874
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2022

Interest

Rate	7%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,000 Land $34,200 Building $114,800	$149,000 Land $34,200 Building $114,800
2024	$1,926.00
2023		$108,400 Land $29,900 Building $78,500	$108,400 Land $29,900 Building $78,500
2020	$1,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 E Wall Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E Wall Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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