309 E Vine St, Beecher City, IL 62414 Property Records

Effingham County property record for 309 E Vine St, Beecher City, IL 62414

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,637 sqft · built 1910
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Dec 2018)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-25-004-022`

Property Details

APN / Parcel Number

Primary APN	`05-25-004-022`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,637 sqft Base Area
1st Floor Area	1,637 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	309 E VINE ST
City	BEECHER CITY
State	IL
Zip	62414-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2 & N 5FT LOT 3 BLK 23 BEECHER CITY 3435/229 971/37 829/83 573/60 505/333
Legal Subdivision	BEECHER CITY
Legal Block	23
Legal Lot Number	1-3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2030
Census Tract	950200

Owner

309 E Vine St is owned and occupied by two individuals who bought it in December 2018.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 E VINE ST, BEECHER CITY, IL 62414-1011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK/KS CITY
Dec 17, 2018	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF BEECHER CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Deed Document Number	20181805232
Deed Book / Page	3435 / 229
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 2, 2026
Property Address	309 E VINE ST, BEECHER CITY, IL 62414-1011
Document Number	0000001200
Instrument Date	Mar 26, 2026
Instrument	20261200
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E VINE ST, BEECHER CITY, IL 62414-1011

Mortgage

Document Number	0000001200,
Date	Apr 2, 2026
Instrument	20261200

Lender

Name	FIRST STATE BANK/KS CITY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	7%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 17, 2018
Property Address	309 E VINE ST, BEECHER CITY, IL 62414-1011
Document Number	003435/229
Book / Page	3435 / 229
Instrument Date	Dec 14, 2018
Instrument	201801805232
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 E VINE ST, 309, BEECHER CITY, IL 62414-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	208 E GURNEY ST, BEECHER CITY, IL 62414-1037

Mortgage

Document Number	201801805233
Date	Dec 17, 2018
Instrument	201801805233

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jan 14, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 309 E Vine St was $1,874 with a homeowner's exemption, up 5.5% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Beecher City Village
County	Effingham County
County Subdivision	Liberty Township
Unified School District	Beecher City Community Unit School District 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (+5.46%) Homeowner's exemption	$34,930 (+10.02%) Land $4,050 Building $30,880	$104,790 (+10.02%) Land $12,150 Building $92,640
2024	$1,777.00	$31,750 Land $3,680 Building $28,070	$95,250 Land $11,040 Building $84,210
2022	$1,313.00 Homeowner's exemption	$26,120 Land $3,030 Building $23,090	$78,360 Land $9,090 Building $69,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 E Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E Vine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEECHER CITY serves 500 people · EPA ID IL0490100
Water Source	Purchased groundwater from FAYETTE WATER COMPANY
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Frontier DSL	115 / 7
Watch TV Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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