309 E Valley St S, Oldtown, ID 83822 Property Records

Bonner County property record for 309 E Valley St S, Oldtown, ID 83822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,376 sqft · built 1958
Lot Size	0.435 acres (18,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,027 (Oct 2026)
Tax Bill	$1,299 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP00049007020AA`

Property Details

APN / Parcel Number

Primary APN	`RP00049007020AA`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,376 sqft Finished Area
1st Floor Area	2,376 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,949 sqft (0.435 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Cabin	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 E VALLEY ST S
City	OLDTOWN
State	ID
Zip	83822-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	25-56N-6W CEDAR PARK ADD TO BLK 7 LOTS 20 & 21 OT AND ADJ VACATED FAIRVIEW BLVD
Legal Range	06W
Legal Township	56N
Legal Section	25
Legal Subdivision	CEDAR PARK ADD TO
Legal Block	7
Legal Lot Number	20-21
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2000
Census Tract	950701

Owner

Source: Bonner County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 E VALLEY ST S, OLDTOWN, ID 83822-9266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT MORTGAGE
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	20261067978
Prior Transfer Date	May 3, 2006
Prior Transfer Doc	0000703330
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 5, 2026
Property Address	309 E VALLEY ST S, OLDTOWN, ID 83822-9266
Document Number	0001067978
Instrument Date	Sep 22, 2026
Instrument	20261067978
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E VALLEY ST S, OLDTOWN, ID 83822-9266

Mortgage

Document Number	0001067978,
Date	Oct 5, 2026
Instrument	20261067978

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

Mortgage

Date	Oct 5, 2026

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2041

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	309 E VALLEY ST S, OLDTOWN, ID 83822-9266
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000986683
Date	Jul 2, 2021
Instrument	986683

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 7, 2020
Property Address	309 E VALLEY ST S, OLDTOWN, ID 83822-9266
Document Number	0000962674
Map Reference	MB 1 PG 74
Instrument Date	Aug 6, 2020
Instrument	962674
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE BONNIER COUNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E VALLEY ST S, OLDTOWN, ID 83822-9266

Mortgage

Document Number	0000962675
Date	Aug 7, 2020
Instrument	962675

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,299.00 (+9.53%) Homeowner's exemption	$451,378 (+1.91%) Land $166,600 Building $284,778	$451,378 (+1.91%) Land $166,600 Building $284,778
2025	$1,186.00 (+8.21%) Homeowner's exemption	$442,913 (-3.59%) Land $156,317 Building $286,596	$442,913 (-3.59%) Land $156,317 Building $286,596
2023	$1,096.00 Homeowner's exemption	$459,395 Land $135,957 Building $323,438	$459,395 Land $135,957 Building $323,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber · Cable	1,000 / 1,000
Wired or Wireless Fiber	1,000 / 1,000

May also be available: Pend Oreille PUD, Verizon, Ziply Fiber.

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