309 E Union St, Edgewood, IA 52042 Property Records

Delaware County property record for 309 E Union St, Edgewood, IA 52042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1900
Lot Size	0.362 acres (15,785 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`570000305900`

Property Details

APN / Parcel Number

Primary APN	`570000305900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	560 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,785 sqft (0.362 acres)
Lot Dimensions	205 ft deep x 77 ft wide
Garage Type	Mixed
Garage Area	1,032 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	192 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	309 E UNION ST
City	EDGEWOOD
State	IA
Zip	52042-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 14 RDS 1 1/2' LOT 6 SUB NW NE EX W 156' & PT ABAND. RR ROW AS DESC. B 114 P
Legal Range	05W
Legal Township	90N
Legal Section	02
Legal Subdivision	SUBDIV OF NWNE & ADJACENT TO RR ROW 2 90
Legal Lot Number	6
Jurisdiction	DELAWARE IA
Township / Civil Division	HONEY CREEK
Census Block Group	1
Census Block	1008
Census Tract	950200

Owner

Source: Delaware County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	309 E UNION ST, EDGEWOOD, IA 52042-8516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026
Deed Sale	Feb 5, 2026
Deed Document Number	2026287
Deed Book / Page	2026 / 287
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	309 E UNION ST, EDGEWOOD, IA 52042-8516
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E UNION ST, EDGEWOOD, IA 52042-8516

Mortgage

Document Number	002024/610
Date	Mar 20, 2024
Book Page	2024/610

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	EDGEWOOD, IA 52042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Edgewood City
Unified School District	Edgewood-Colesburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,800 (-) Land $16,500 Building $115,300	$131,800 (-) Land $16,500 Building $115,300
2025	$1,794.00 (+3.46%) Homeowner's exemption	$131,800 (+10.76%) Land $16,500 Building $115,300	$131,800 (+10.76%) Land $16,500 Building $115,300
2024	$1,734.00 (-14.24%)
2023		$119,000 (+11.53%) Land $16,500 Building $102,500	$119,000 (+11.53%) Land $16,500 Building $102,500
2022	$2,022.00 Homeowner's exemption	$106,700 Land $12,400 Building $94,300
2021			$106,700 Land $12,400 Building $94,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2007–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD WATER SUPPLY serves 939 people · EPA ID IA2220002
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20