309 E Stumbo Ave, Perkins, OK 74059 Property Records

Payne County property record for 309 E Stumbo Ave, Perkins, OK 74059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1966
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Feb 2020)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	May 2020 Line of Credit Feb 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17N03E-06-3-PP250-006-0041`

Property Details

APN / Parcel Number

Primary APN	`17N03E-06-3-PP250-006-0041`
Alternative APNs	`600012599` `12599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	140 ft deep x 62.5 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	267 sqft
Shed	1 Shed
Shed Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12599
Street Address	309 E STUMBO AVE
City	PERKINS
State	OK
Zip	74059-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERKINS TOWN CO BLK 6 E/2 LOT 41 & ALL LOTS 43 & 45
Legal Range	03E
Legal Township	17N
Legal Section	06
Legal Subdivision	PERKINS TOWN CO
Legal Block	6
Legal Lot Number	41,43
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3053
Census Tract	11104

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 E STUMBO AVE, PERKINS, OK 74059-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Line of Credit PAYNE CNTY BK
Feb 14, 2020	Warranty Deed, Construction Loan · Construction Mortgage PAYNE COUNTY BANK
Jun 11, 2018	Warranty Deed, Transfer · Conventional with PMI EXCHANGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	20201690
Deed Book / Page	2550 / 809
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	309 E STUMBO AVE, PERKINS, OK 74059-3319
Document Number	0025630542
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 E STUMBO AVE PERKINS OK 740593319, PERKINS, OK 74059-3319

Mortgage

Document Number	0025630542
Date	May 13, 2020
Book Page	002563/000542
Instrument	4912

Lender

Name	PAYNE CNTY BK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2035

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Feb 14, 2020
Property Address	309 E STUMBO AVE, PERKINS, OK 74059-3319
Document Number	0025500809
Book / Page	2550 / 0809
Instrument Date	Feb 14, 2020
Instrument	2020-001690
Transaction Type	Construction Loan
Record Updated	Mar 22, 2022
Title Company	COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 E STUMBO AVE, PERKINS, OK 74059-3319

Mortgage

Document Number	2020001691
Date	Feb 14, 2020
Instrument	2020-001691

Lender

Name	PAYNE COUNTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2021

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 11, 2018
Property Address	309 E STUMBO AVE, PERKINS, OK 74059-3319
Document Number	0024590656
Book / Page	002459 / 000656
Instrument Date	Jun 5, 2018
Instrument	7600
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 E STUMBO AVE PERKINS OK 740593319, PERKINS, OK 74059-3319

Mortgage

Document Number	24590658
Date	Jun 11, 2018
Book Page	002459/000658
Instrument	7601

Lender

Name	EXCHANGE BK
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Perkins City
Unified School District	Perkins-Tryon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,482 (+10.03%) Land $2,451 Building $14,031	$144,581 (-12.21%) Land $21,502 Building $123,079
2025	$1,563.00 (+6.25%) Homeowner's exemption	$14,979 (-) Land $2,037 Building $12,942
2024	$1,471.00 (+2.87%) Homeowner's exemption	$14,979 (+3%) Land $2,037 Building $12,942	$164,690 (+4.9%) Land $22,400 Building $142,290
2023	$1,430.00 (-0.28%) Homeowner's exemption	$14,543 (+3%) Land $2,075 Building $12,468	$156,990 (+10.6%) Land $22,400 Building $134,590
2022	$1,434.00 Homeowner's exemption	$14,119 Land $2,228 Building $11,891	$141,940 Land $22,400 Building $119,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERKINS serves 2,572 people · EPA ID OK2006012
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2026) action level 15 ppb
Copper	2.43 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Centranet.

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