309 E State St, Klemme, IA 50449 Property Records

Hancock County property record for 309 E State St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1975
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,064 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2706060070`

Property Details

APN / Parcel Number

Primary APN	`2706060070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,378 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,716 sqft (0.246 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	309 E STATE ST
City	KLEMME
State	IA
Zip	50449-9072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARZ S 1/2 OF LOTS 5 & 6, S 1/2 EXC E 36' OF LOT 7 BLK 6
Legal Subdivision	BARZ ADDITION
Legal Block	6
Legal Lot Number	7
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2137
Census Tract	270200

Owner

Source: Hancock County assessment roll, APN 2706060070, as of September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 E STATE ST, KLEMME, IA 50449-9072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	309 E STATE ST, KLEMME, IA 50449-9072
Transaction Type	Mortgage
Record Updated	Nov 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231730
Date	Sep 29, 2023
Instrument	23-1730

Lender

Name	RELIANCE STATE BANK
Type	Bank
Address	GARNER, IA 50438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2038

Tax Assessment & Valuation

Source: Hancock County assessment roll as of September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,064.00 Homeowner's exemption	$189,580 (+27.15%) Land $14,380 Building $175,200	$189,580 (+27.15%) Land $14,380 Building $175,200
2024	$2,064.00 (+34.9%)
2023		$149,100 (+34.52%) Land $9,200 Building $139,900	$149,100 (+34.52%) Land $9,200 Building $139,900
2022	$1,530.00 Homeowner's exemption	$110,840 Land $9,200 Building $101,640
2021			$110,840 Land $9,200 Building $101,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), as of October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 83 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Communications 1 Network Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA4155035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KLEMME WATER WORKS serves 441 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.