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309 E Palmer St, Modale, IA 51556 Property Records

Harrison County property record for 309 E Palmer St, Modale, IA 51556

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1900
Lot Size0.183 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Feb 2024)
Tax Bill$1,546 (2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN560002185100000

Property Details

APN / Parcel Number

Primary APN560002185100000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area624 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.183 acres)
Lot Dimensions80 ft deep x 100 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area98 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address309 E PALMER ST
CityMODALE
StateIA
Zip51556-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARTENS LOTS 9 & 10 BLK 3
Legal SubdivisionMARTENS
Legal Block3
Legal Lot Number9,10
JurisdictionHARRISON IA
Township / Civil DivisionTAYLOR
Census Block Group1
Census Block1211
Census Tract290300

Owner

Source: Harrison County assessment roll, APN 560002185100000, as of May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 E PALMER ST, MODALE, IA 51556-2019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Warranty Deed, Transfer · USDA Mortgage
WASHINGTON COUNTY BANK
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK & TRUST CO
Aug 04, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 12, 2024 · Amount on Record
Deed SaleFeb 12, 2024 · Amount on Record
Prior SaleAug 04, 2021 · Amount on Record
Deed Document Number2024 0247
Deed Book / Page2024 / 247
Record UpdatedJun 08, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON IA
Recording DateFeb 12, 2024
Property Address309 E PALMER ST, MODALE, IA 51556-2019
Document Number002024/247
Book / Page2024 / 247
Instrument DateFeb 02, 2024
Instrument2024 0247
Transaction TypeTransfer
Record UpdatedApr 09, 2024
Title CompanyBLAIR ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$234.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E PALMER ST, MODALE, IA 51556-2019

Mortgage

Document Number0020240248
DateFeb 12, 2024
Instrument2024 0248
Lender
NameWASHINGTON COUNTY BANK
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Mortgage

Document Number002024/249
DateFeb 12, 2024
Book Page2024/249
Instrument2024 0249
Lender
NameSOUTHWEST IOWA HOUSING TRUST FUND
TypeGovernment Agency
AddressATLANTIC, IA 50022
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON IA
Property Address309 E PALMER ST, MODALE, IA 51556-2019
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/2603
DateSep 07, 2021
Book Page2021/2603
Instrument2021 2603
Lender
NameCOMMUNITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueAug 31, 2049
Interest
Rate TypeFixed Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON IA
Recording DateAug 04, 2021
Property Address309 E PALMER ST, MODALE, IA 51556-2019
Document Number02021/2282
Book / Page2021 / 2282
Instrument DateAug 03, 2021
Instrument2021 2282
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$127.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address309 E PALMER ST, MODALE, IA 51556-2019

Mortgage

Document Number02021/2327
DateAug 09, 2021
Book Page2021/2327
Instrument2021 2327
Lender
NameCOMMUNITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll as of May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyHarrison County
MunicipalityModale City
Unified School DistrictWest Harrison Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$135,350 (+47.6%) Land $5,700 Building $129,650$135,350 (+47.6%) Land $5,700 Building $129,650
2024$1,546.00 (+71.02%)
2023$91,700 (+51.91%) Land $5,700 Building $86,000$91,700 (+51.91%) Land $5,700 Building $86,000
2022$904.00$60,363 Land $5,700 Building $54,663
2021$60,363 Land $5,700 Building $54,663

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (19085C), as of January 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190852903001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 100 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AMG Technology Investment Group
Fixed Wireless		500 / 100
Uniti Group
DSL		200 / 20
LTD Broadband
Fixed Wireless		150 / 130
JAB Wireless
Fixed Wireless		25 / 5

May also be available: T-Mobile USA, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA4347093, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMODALE WATER SUPPLY
serves 280 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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