309 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 309 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,587 sqft · built 1927
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Dec 2019)
Tax Bill	$12,075 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-21-113-003`

Property Details

APN / Parcel Number

Primary APN	`12-21-113-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	992 sqft
Upper Floors Area	595 sqft
Basement Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,251 sqft (0.144 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 3 BLOCK 38
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	38
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2048
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-113-003

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 E NORTH AVE, LAKE BLUFF, IL 60044-2137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Dec 20, 2019	Warranty Deed, Transfer · Conventional with PMI BLUELEAF LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Feb 10, 2004 · Amount on Record
Deed Document Number	20197618419
Prior Transfer Date	Apr 17, 2002
Prior Transfer Doc	0005488171
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	309 E NORTH AVE, LAKE BLUFF, IL 60044-2137
Transaction Type	Mortgage
Record Updated	Apr 05, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007749216
Date	Feb 10, 2021
Instrument	7749216

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Dec 20, 2019
Property Address	309 E NORTH AVE, LAKE BLUFF, IL 60044-2137
Document Number	0007618419
Instrument Date	Nov 15, 2019
Instrument	7618419
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 N LAKE SHORE DR #15P CHICAGO IL 606106643, 15P, CHICAGO, IL 60610-6643

Mortgage

Document Number	7618420
Date	Dec 20, 2019
Instrument	7618420

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,206 (+30.04%) Land $106,347 Building $84,859	$573,675 (+30.04%) Land $319,073 Building $254,602
2024	$12,075.00 (+23.03%)
2023	$9,815.00 (+3.6%)	$147,034 (+5.97%) Land $81,779 Building $65,255	$441,147 (+5.97%) Land $245,362 Building $195,785
2022	$9,474.00	$138,755 Land $77,174 Building $61,581	$416,306 Land $231,545 Building $184,761

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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