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309 E Main St, Lattimore, NC 28089 Property Records

Cleveland County property record for 309 E Main St, Lattimore, NC 28089 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1995
Square Footage2,890 sqft Finished Area
Lot Size44,213 sqft (1.01 acres)
GarageCarport, 420 sqft
OccupancyOwner Occupied
Last Sale$335,000 (2026)
Tax Bill$2,136.00 (2025)

Owner

Source: Cleveland County records · APN 70409

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address309 E MAIN ST, LATTIMORE, NC 28089
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Deed of Trust, Mortgage · Line of Credit
THE FIDELITY BANK
Feb 26, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
May 05, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2026 · Amount on Record
Deed SaleFeb 26, 2026 · Amount on Record
Prior SaleMay 05, 2021 · Amount on Record
Deed Doc Number2026200125048
Deed Book / Page1968 / 5
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address309 E MAIN ST, LATTIMORE, NC 28089
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 MARTIN ST, SHELBY, NC 28150-5262

Mortgage

Document Number0019571631
DateOct 03, 2025
Book Page1957/1631
Instrument200119551
Lender
NameTHE FIDELITY BANK
TypeBank
Address331 S LAFAYETTE ST, SHELBY, NC 28150
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateFeb 26, 2026
Property Address309 E MAIN ST, LATTIMORE, NC 28089
Document Number0019680005
Book / Page1968 / 5
Instrument DateFeb 26, 2026
Instrument200125048
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E MAIN ST, LATTIMORE, NC 28089

Mortgage

Document Number0200125049
DateFeb 26, 2026
Instrument200125049
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateMay 05, 2021
Property Address309 E MAIN ST, LATTIMORE, NC 28089-9700
Document Number0018400649
Book / Page1840 / 649
Instrument DateApr 30, 2021
Instrument200054769
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2000, SHELBY, NC 28151-2000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 274, LATTIMORE, NC 28089-0274

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityLattimore Town
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$330,847 (+32.38%) Land $24,299 Building $306,548$330,847 (+32.38%) Land $24,299 Building $306,548
2025$2,136.00$249,923 (+82.84%) Land $24,299 Building $225,624$249,923 (+82.84%) Land $24,299 Building $225,624
2023$136,692 Land $20,249 Building $116,443$136,692 Land $20,249 Building $116,443

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN70409
Alternative APN
  • 1339619

Interior

Plumbing Fixtures5 Plumbing Fixtures
Building Area2,890 sqft Finished Area
Upper Floors947 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1995
Exterior MaterialBrick Exterior
Lot Area44,213 sqft (1.01 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area420 sqft Garage
CarportCarport
Carport Area420 sqft Carport

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number1339619
Street Address309 E MAIN ST
CityLATTIMORE
StateNC
Zip28089
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.015AC RD 1323
Legal SubdivisionLATTIMORE
Legal Block1
Legal Lot Number113
JurisdictionCLEVELAND NC
Minor Civil DivisionCLEVELAND
Census Blockgroup3
Census Block3009
Census Tract951400

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