Fulton County and Johnstown City property record for 309 E Main St, Johnstown, NY 12095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,324 sqft · built 1920 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $95,000 (Aug 1999) |
| Tax Bill | $5,754 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance Jul 2021 Sale |
| APN | 170800 175.5-3-5 |
| Primary APN | 170800 175.5-3-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| 2nd Floor Area | 1,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 165 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 E MAIN ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 971200 |
Source: Fulton County and Johnstown City records · APN 170800 175.5-3-5
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 309 E MAIN ST, JOHNSTOWN, NY 12095-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CHOICE FINANCIAL FCU |
| Jul 15, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 1999 · Amount on Record |
| Deed Sale | Aug 16, 1999 · Amount on Record |
| Deed Book / Page | 839 / 14 |
| Last Transfer Date | Apr 13, 2021 |
| Transfer Doc | 202168548 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 309 E MAIN ST, JOHNSTOWN, NY 12095-2625 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202061919 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020-61919 |
| Name | FIRST CHOICE FINANCIAL FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Jul 15, 2021 |
| Property Address | 309 E MAIN ST, JOHNSTOWN, NY 12095-2625 |
| Document Number | 202168548 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021-68548 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E MAIN ST, JOHNSTOWN, NY 12095-2625 |
Source: Fulton County and Johnstown City records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,754.00 | $125,000 (-) Land $23,900 Building $101,100 | $201,613 (+20.97%) Land $38,548 Building $163,065 |
| 2023 | $125,000 Land $23,900 Building $101,100 | $166,667 Land $31,867 Building $134,800 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360359712002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force 11 of 12 on primary residences |
| Nearby Flood Claims | 15 (1998–2011) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2011, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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