Carter County property record for 309 E Main St, Ardmore, OK 73401 · Last verified February 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 1930 |
| Square Footage | 505 sqft Total Area |
| Lot Size | 3,049 sqft (0.069 acres) |
| Tax Bill | $281.00 (2025) |
| Primary APN | 0010-00-321-005-0-001-00 |
|---|---|
| Alternative APN |
|
| Building Area | 505 sqft Total Area |
|---|---|
| Gross Area | 2,420 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Raised Foundation |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 3,049 sqft (0.069 acres) |
| Patio Area | 475 sqft Patio |
| Porch | Porch |
| Porch Area | 30 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 3171 |
|---|---|
| Street Address | 309 E MAIN ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-7905 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ARDMORE LOTS & BLKS, BLK 321 LOTS 5 & 7 PT BEG 129.26 ELY SW/C LOT 7; WLY 26.32; NLY TO A POINT 90.47 ELY OF NW/C OF LOT 5; E |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 321 |
| Legal Lot Number | 5,7 |
| Jurisdiction | CARTER OK |
| Minor Civil Division | ARDMORE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 892801 |
Source: Carter County records · APN 0010-00-321-005-0-001-00
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 425 GATEWAY RD, ARDMORE, OK 73401-6517 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 05, 2005 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Jun 25, 2015 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO |
| Jan 09, 2026 | Deed of Trust, Mortgage GREAT OAKS BANK |
| Jun 18, 2025 | Deed of Trust, Mortgage GREAT OAKS BANK |
| Aug 12, 2005 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Nov 01, 2012 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 01, 2012 |
| Transfer Doc | 005599/292 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 309 E MAIN ST, ARDMORE, OK 73401-7905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004367/155 |
|---|---|
| Date | Oct 05, 2005 |
| Book Page | 4367/155 |
| Instrument | 2005-011932 |
| Name | BANCFIRST |
|---|---|
| Address | ARDMORE, OK 73402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Aug 10, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 309 E MAIN ST, ARDMORE, OK 73401-7905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006097/248 |
|---|---|
| Date | Jun 25, 2015 |
| Book Page | 6097/248 |
| Instrument | 2015-007385 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 17, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 309 E MAIN ST, ARDMORE, OK 73401-7905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007826/172 |
|---|---|
| Date | Jan 09, 2026 |
| Book Page | 7826/172 |
| Instrument | I-2026-000246 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73402 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 309 E MAIN ST, ARDMORE, OK 73401-7905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007719/42 |
|---|---|
| Date | Jun 18, 2025 |
| Book Page | 7719/42 |
| Instrument | I-2025-006499 |
| Name | GREAT OAKS BANK |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73402 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 309 E MAIN ST, ARDMORE, OK 73401-7905 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004341/058 |
|---|---|
| Date | Aug 12, 2005 |
| Book Page | 4341/058 |
| Instrument | 2005-009449 |
| Name | BANCFIRST |
|---|---|
| Address | ARDMORE, OK 73402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 10, 2010 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Nov 01, 2012 |
| Property Address | 309 E MAIN ST, ARDMORE, OK 73401-7905 |
| Document Number | 005599/292 |
| Book / Page | 5599 / 292 |
| Instrument Date | Oct 19, 2012 |
| Instrument | 2012-014603 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 GATEWAY RD, ARDMORE, OK 73401-6517 |
Source: Carter County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $281.00 (+11.51%) | $2,820 (+10.2%) Land $300 Building $2,520 | $289,243 (+276.64%) Land $2,747 Building $286,496 |
| 2023 | $252.00 | $2,559 Land $285 Building $2,274 | $76,796 Land $2,747 Building $74,049 |
309 E Main St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carter County (40019C), updated October 20, 2014
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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