Clay County property record for 309 E Main St, Apt A, Smithville, MO 64089 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,640 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Garage | Attached, 1,104 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,663.00 (2025) |
| Primary APN | 05-617-00-07-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 4,992 sqft Gross Area |
| 1st Floor | 1,344 sqft 1st Floor |
| Basement Area | 1,248 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,731 sqft (0.43 acres) |
| Depth X Width | 120 ft x 150 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,104 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 432 sqft Patio |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 309 E MAIN ST, A |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9197 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CALVIN SMITHS ADDITION PT ADJ TR BEG NW COR LT 1 BLK 2 W32.03, S120, E32.04, N120 TO POB A/K/A LT 5D (J-68.1) |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | CALVIN SMITHS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | PLATTE |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-617-00-07-010.00
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 E MAIN ST, A, SMITHVILLE, MO 64089-9197 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU |
| Sep 04, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2025 |
| Deed Sale | Nov 05, 2025 |
| Prior Sale | Nov 19, 2024 |
| Deed Doc Number | 202528651 |
| Deed Book / Page | 10046 / 8 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 309 E MAIN ST APT A, A, SMITHVILLE, MO 64089-9197 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 161 E FIRST ST 123, 123, SMITHVILLE, MO 64089-8114 |
| Document Number | 0000029483 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 10051/61 |
| Instrument | 2025029483 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 309 E MAIN ST APT A, A, SMITHVILLE, MO 64089-9197 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Name | Verified Name |
|---|---|
| Address | 6499 SHADY LN, BURR RIDGE, IL 60527-5792 |
| Document Number | 0000022608 |
|---|---|
| Date | Sep 04, 2025 |
| Book Page | 10006/43 |
| Instrument | 2025022608 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (-71.97%) | $23,370 (-72.8%) | $123,000 (-72.8%) |
| 2023 | $5,933.00 (+28.23%) | $85,920 | $452,210 |
| 2019 | $4,627.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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