309 E Front St, Lynden, WA 98264 Property Records

Whatcom County property record for 309 E Front St, Lynden, WA 98264 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,257 sqft · built 1937
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,595 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`556503`

Property Details

APN / Parcel Number

Primary APN	`556503`
Alternative APNs	`400320 510427 0000` `184798`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	1,257 sqft
Basement Area	1,484 sqft
Finished Basement	248 sqft
Unfinished Basement	1,236 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	556503
Street Address	309 E FRONT ST
City	LYNDEN
State	WA
Zip	98264-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 VISSER SHORT PLAT AS REC AF 2017-1102108
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	VISSER SHORT PLAT
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2039
Census Tract	10303

Owner

Source: Whatcom County records · APN 556503

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 E FRONT ST, LYNDEN, WA 98264-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional with PMI NEXBANK SSB
Nov 06, 2018	Warranty Deed, Transfer · Conventional with PMI UMPQUA BK
Nov 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2020
Deed Sale	Sep 15, 2020
Prior Sale	Dec 06, 2018 · Amount on Record
Deed Document Number	2020-0902547
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	309 E FRONT ST, LYNDEN, WA 98264-1508
Document Number	2201002183
Instrument Date	Oct 05, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 E FRONT ST LYNDEN WA 982641508, LYNDEN, WA 98264-1508

Mortgage

Document Number	2201002183
Date	Oct 13, 2020
Instrument	1002183

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	309 E FRONT ST, LYNDEN, WA 98264-1508
Document Number	2190902637
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 02, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 E FRONT ST LYNDEN WA 982641508, LYNDEN, WA 98264-1508

Mortgage

Document Number	2190902637
Date	Sep 23, 2019
Instrument	902637

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 06, 2018
Property Address	309 E FRONT ST, LYNDEN, WA 98264-1508
Document Number	2181100468
Instrument Date	Nov 05, 2018
Instrument	1100468
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 E FRONT ST LYNDEN WA 982641508, LYNDEN, WA 98264-1508

Mortgage

Document Number	2181100469
Date	Nov 06, 2018
Instrument	1100469

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 14, 2017
Property Address	309 E FRONT ST, LYNDEN, WA 98264-1508
Document Number	2171101583
Instrument Date	Nov 10, 2017
Instrument	1101583
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,078.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	309 E FRONT ST LYNDEN WA 982641508, LYNDEN, WA 98264-1508

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,595.00 (+4.96%)	$475,169 (+4.98%) Land $245,543 Building $229,626	$475,169 (+4.98%) Land $245,543 Building $229,626
2024	$3,425.00 (+31.43%)	$452,623 (+29.9%) Land $225,000 Building $227,623	$452,623 (+29.9%) Land $225,000 Building $227,623
2022		$348,452 Land $135,383 Building $213,069	$348,452 Land $135,383 Building $213,069
2021	$2,606.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730103032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990, river or lake flooding, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Nov 1990 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 2% of Washington
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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